Hi everyone, I am planning to build a portfolio focused on dividends and wanted to get some advice from those who may already have a few more years in the investment world.

My goal is to create a portfolio that allows me to receive dividends every month and that is composed of ETFs that guarantee both dividend growth and, most importantly, NAV growth, all geared for the long term. In addition, I would still like to devote a good portion of the portfolio to accumulation, so that I can grow something that I can reinvest all on dividends in the future (taking advantage through accumulation of self-investment of dividends).

The portfolio I came up with contains the following ETFs:

• Vanguard FTSE All-World Accumulating ($VWCE (+0,64 %)) - 40%
• Vanguard FTSE All-World High Dividend Yield ($VHYL (+1,1 %)) - 10%
• SPDR S&P Global Dividend Aristocrats ($ZPRG (-0,81 %) ) - 10%
• iShares Global Select Dividend 100 ($ISPA (+1,13 %)) - 10%
• Fidelity Global Quality Income UCITS ETF ($FGEQ (+1,21 %)) - 10%
• VanEck Morningstar Morningstar Developed Markets Dividend Leaders UCITS ETF ($TDIV (+2,01 %)) - 10%
• JPMorgan Global Equity Premium Income ($JEGP (+0,66 %)) - 10%

I have chosen exclusively ETFs for my portfolio, all with global exposure, as I would like the portfolio to be managed as passively as possible, i.e., the ETFs themselves take care of reallocating the weight of companies within them.

The ETFs I have identified allow me to receive monthly dividends, however, I had some doubts regarding the choice of some:

• Better the $VWCE (+0,64 %) or the $FWRG (+0,89 %)? The latter is newer and has a lower TER, might it be worth choosing it?
• I am undecided between the $VHYL (+1,1 %) and the $VWRL (+0,87 %), in that although the former pays twice the dividend as a percentage, it has a much lower NAV growth than the latter. Which one do you recommend between the two?
• I am very undecided about whether I really need to add ETFs $ZPRG (-0,81 %) e $ISPA (+1,13 %), as they offer very high dividends, but their growth has been very low. For the $ZPRG (-0,81 %) I could add that 10 percent to the $FGEQ (+1,21 %), as they pay the same months, while as for the$ISPA (+1,13 %), I don't know of any other ETFs that can pay in the same months (January, April, July, October).
• Is it actually worthwhile to allocate part of the portfolio to accumulation, or is it better to invest everything in distribution from the beginning? My goal would still be to convert everything to distribution in the distant future.

Beyond these doubts of mine, I am happy to hear other advice about portfolio organization.

Thanks in advance!

No, that's not English!

$FWRG (+0,89 %) is currently not tradable on TradeRepublic/ Lang&Schwarz Exchange and ScalableCaptial/Getex.

Does anyone know the reason?

Hello everyone

Lately I've been asking myself fundamental questions about investing again and questioning my own portfolio a lot. 🤯

One of the triggers was the book "The little handbook of sensible investing

" by J. C. Boogle.

Investing is a journey, and over time not only the markets grow, but also your own insights. In this context, I have looked at some portfolios here (thanks for sharing) and worked out a few questions. With this post, I would like to explore the questions on low cost diversified ETF portfolio and successful dividend strategy.

Thank you in advance for your participation.

The Simple ETF Portfolio 🌎

Some rely on low-cost, broadly diversified ETFs as recommended by Gerd Kommer to participate in the global market returns. Some even focus on a single ETF, such as the Vanguard FTSE All-World (or this $FWRG) (+0,89 %)

Meanwhile, I believe that those who consistently invest in a few or even just one ETF over the long term must be of above-average intelligence. 🤓 These people probably have an IQ of over 200 to choose such a strategy from the beginning or very early on and stick to it consistently.

To all those who invest in this way, such as @DonkeyInvestorI have the following questions:

• Given the opportunities today, which probably didn't exist when you started, and considering the knowledge and experience you've gained over the years: How would you build your ETF portfolio today?
• And how would you trade if you could start all over again?

Living off dividends 😎

Until now, I was firmly convinced that a growth strategy was the best choice in the long term, as companies that pay out "no" dividends reinvest their capital more efficiently and thus achieve a higher total return. Dividends seemed to me to be a "secondary" source of return compared to the potential share price growth of strong growth companies.

But recently I've seen some very successful portfolios here that rely heavily on dividend stocks, both in the form of classic dividend aristocrats and strategies that rely on a combination of growth and distributions. That got me thinking: Have I possibly had too one-sided a view? Is there perhaps a balance between growth and dividends that I haven't sufficiently considered so far? After all, my goal is to live off distributions/dividends. A very nice example @Dividendenopi. Hence my questions to you and those who specifically focus on dividends:

• How would you describe your strategy and what principles have proven particularly successful for you?
• What criteria do you use to select the stocks in your portfolio? Do you attach more importance to high dividend yields, dividend growth or do you have other criteria?
• Which key figures are most important to you when evaluating the quality and sustainability of a dividend strategy?
• How do you deal with market phases in which dividend stocks perform worse than growth stocks?
• Have you made any adjustments to your strategy over the years? If so, why?
• If you were to start from scratch, how would you build your portfolio and what mistakes would you avoid?

Thanks to everyone who has contributed to the discussion and have a great weekend everyone