Hello together

I haven't been investing for long and have so far focused mainly on a core-satellite strategy (still with relatively small amounts). Simple FTSE All-World $FWRG (+0,28 %) in the center for very long-term wealth accumulation and also a very small amount of trial and error / play money in $NVDA (-0,04 %) and $BTC (+1,8 %) . At the moment there is only a small savings plan on the ETF.

I still have around CHF 2,000 lying around in an account, which becomes an issue for me exactly once a year - when I do my tax return. In short, I really don't need this money right now and have considered investing it with a really high level of risk. If it's gone, I don't care, if something comes out of it, all the better. The investment period is medium-term, 5-10 years. Can anyone give me some ideas on what would be a suitable addition to my current portfolio? I have thought about leveraged ETFs, but I am very open. Can also be commodities, crypto, bonds, derivatives or whatever. As I said, really absolute play money.

Looking forward to your ideas and have a nice rest of the week!

#personalstrategy
#portfoliofeedback
#highriskhighreward
#anlagestrategie

Dear Community

I would like to educate myself about investing and am looking for suitable reading material. I would like to cover the following topics:

Cryptocurrencies (V.A Bitcoin) - I don't have a cold wallet and hold my cryptocurrency via bitpanda

Individual stocks - primarily stock picking, company, report and sector analysis, stock picking, growth stocks, etc.

Portfolio analysis - core/satelite strategies, risk/return trade-offs, coverage of sectors, countries, trends, etc.

ETFs - selection of suitable ETFs taking into account dividends, TER, performance, etc.

Do you have any good books, papers, journals or other reading that you have read and found relevant?

Briefly about me: I am 24 years old, live in Switzerland and am currently working part-time while studying part-time. I invest monthly in the $FWRG (+0,28 %) and hold a few individual stocks and selected cryptocurrencies. My investment horizon is +15 years.

Thank you in advance for your suggestions!

The same thing happens again and again: Stocks like Novo Nordisk
$NOVO B (+2,02 %) or UnitedHealth $UNH (+0,56 %) lose a lot of value and suddenly everyone senses a great opportunity to get in. "Now the share is cheap!", they say. But be careful: a falling share price does not automatically make a share attractive.

There are almost always reasons for share price falls. In the case of UnitedHealth, for example, political risks and growing competition in the healthcare sector are causing uncertainty. At Novo Nordisk, the hype surrounding weight-loss drugs is being held back by real supply problems and high valuations.

Many investors are buying into the falling knife because it looks like a "bargain" but price does not equal value! A company that costs 30-60% less today can still be too expensive if the prospects are poor.

👉 Instead of betting on individual stocks, broadly diversified ETFs such as the FTSE All-World $VWRL (+0,2 %)
$FWRG (+0,28 %) provide a better balance of risk and return:

- More than 3000 companies

- Cross-sector - tech, pharma, industrials, consumer, financials, etc.

- No cluster risk: if one company stumbles, others pick it up

- Proven Long-term return of 6-8 % p.a. over decades

Additional tips from the Lord:

If you are still looking for excess returns or additional diversification, get 2-3 more satellites such as Bitcoin $BTC (+1,8 %) , gold $ZGLD or a Nasdaq Etf $XNAS (+0,29 %).

Conclusion:

Buying cheap is good, but only if you know what you are actually buying and not because the price was there once and has now fallen by a few percent. This is not the way to strong returns in the long term, but only entertaining gambling fantasies. Better go to the casino for that! Individual stocks can dazzle in the short term, but disappoint in the long term. An all-world ETF is boring but exactly the opposite in terms of returns.

Thanks for reading your Sith Lord Vader!

#etfs
#crypto
#growth
#personalstrategy
#ETF
#Investieren
#FTSEAllWorld
#Finanzbildung
#LangfristigInvestieren
#Vermögensaufbau

#FinanzielleFreiheit
#BuyAndHold
#Diversifikation

#Geldanlage