Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,3 %) 30%
- $CSPX (-0,43 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,04 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,47 %) , $GOOGL (+0,04 %) , $AMZN (-0,33 %) , $SAP (+0,53 %) ,$NVDA (-0,3 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,18 %) , $NOVN (+1,45 %) , $NOVO B (+2,87 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-0,75 %) , $1810 (-0,92 %)
$PG (-0,38 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (+3,17 %)
$SIE (-0,51 %)
Energy sector 7%- $SHEL (-0,27 %) , $ENR (+3,64 %)
Financial sector- $ALV (+0,22 %) and $NU (-0,66 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
