Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,68 %) 30%
- $CSPX (-0,41 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,75 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0,84 %) , $GOOGL (-0,9 %) , $AMZN (-0,21 %) , $SAP (+1,38 %) ,$NVDA (-1,74 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+3,45 %) , $NOVN (+3,43 %) , $NOVO B (+2,21 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0,47 %) , $1810 (+2,69 %)
$PG (+2,52 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (+4,33 %)
$SIE (+1,34 %)
Energy sector 7%- $SHEL (+1,29 %) , $ENR (+1,62 %)
Financial sector- $ALV (+1,12 %) and $NU (+1,02 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome

