Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-1,04 %) 30%
- $CSPX (-1,25 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,64 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-1,82 %) , $GOOGL (-2,33 %) , $AMZN (-1,93 %) , $SAP (-0,79 %) ,$NVDA (-1,52 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0,73 %) , $NOVN (+0,1 %) , $NOVO B (-1,65 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+1,01 %) , $1810 (-2,52 %)
$PG (+1,17 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (-0,31 %)
$SIE (-1,31 %)
Energy sector 7%- $SHEL (+2,49 %) , $ENR (-0,89 %)
Financial sector- $ALV (-0,21 %) and $NU (-1,67 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
