Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,19 %) 30%
- $CSPX (-0,13 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,06 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-1,87 %) , $GOOGL (-4,51 %) , $AMZN (-1,11 %) , $SAP (-2,42 %) ,$NVDA (+2,81 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+1,15 %) , $NOVN (+0,29 %) , $NOVO B (-2,65 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+0,2 %) , $1810 (-2,93 %)
$PG (+0,75 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (-1,05 %)
$SIE (+0,3 %)
Energy sector 7%- $SHEL (+1,12 %) , $ENR (-4,52 %)
Financial sector- $ALV (+1,09 %) and $NU (+1,19 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
