Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,19 %) 30%
- $CSPX (-0,29 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,16 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,66 %) , $GOOGL (-3,41 %) , $AMZN (-1,78 %) , $SAP (+0,64 %) ,$NVDA (-0,8 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,69 %) , $NOVN (-1,97 %) , $NOVO B (-0,01 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-2,84 %) , $1810 (-4,79 %)
$PG (-0,78 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (+2,13 %)
$SIE (+0,78 %)
Energy sector 7%- $SHEL (+0,68 %) , $ENR (+1,96 %)
Financial sector- $ALV (-0,26 %) and $NU (-2,41 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
