Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+1,09 %) 30%
- $CSPX (+0,22 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,02 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,52 %) , $GOOGL (-0,57 %) , $AMZN (+1,09 %) , $SAP (+0,72 %) ,$NVDA (+0,01 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-1,29 %) , $NOVN (+1,21 %) , $NOVO B (+0,52 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-10,47 %) , $1810 (+1,03 %)
$PG (-1,22 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (+7,26 %)
$SIE (+4,8 %)
Energy sector 7%- $SHEL (-0,78 %) , $ENR (+6,61 %)
Financial sector- $ALV (+2,05 %) and $NU (+4,12 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
