Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,07 %) 30%
- $CSPX (+0,25 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,68 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,5 %) , $GOOGL (+0,89 %) , $AMZN (+1,11 %) , $SAP (-2,09 %) ,$NVDA (+1,14 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,3 %) , $NOVN (-0,32 %) , $NOVO B (-0,27 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-3,18 %) , $1810 (+0,55 %)
$PG (-0,65 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (-0,98 %)
$SIE (-0,71 %)
Energy sector 7%- $SHEL (-1,63 %) , $ENR (+0,36 %)
Financial sector- $ALV (-1,79 %) and $NU (-1,89 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
