Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+1,21 %) 30%
- $CSPX (+0,87 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,41 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-1,09 %) , $GOOGL (+3,67 %) , $AMZN (+3,75 %) , $SAP (-0,91 %) ,$NVDA (-4,24 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0,65 %) , $NOVN (+3,13 %) , $NOVO B (+4,52 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (+1,9 %) , $1810 (+0,83 %)
$PG (+0,01 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (+1,31 %)
$SIE (+3,42 %)
Energy sector 7%- $SHEL (+1,82 %) , $ENR (+3,17 %)
Financial sector- $ALV (+1,12 %) and $NU (+1,99 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
