📆 Review April 2026

📊 Performance & markets

The monthly performance was a strong +5 %.

The robo-advisor currently stands at an overall performance of +39,76 %.

• Hot factor favorite: Nvidia
• King Midas Factor: TUI
• 1 Swiss franc is quoted at 1,09 €

₿ Crypto & alternative investments

The crypto savings plans are running as usual again.

There were neither purchases nor sales in Timeless.

There is also currently no news in the area of NFTs and music rights.

🍷 Winery

No updates worth mentioning.

📈 Individual shares, ETFs & savings plans

• Purchases: Weichai Power $2338 (+6,51 %) , Amplifon$AMP (+0,27 %)
• 
  Sales: Mercedes-Benz$MBG (+1,25 %) , Coloplast$COLO B (-0,39 %)
• 
  Top of the month: Ceres Power$CWR (-6,02 %)
• 
  Flop of the month: Tomra Systems$TOM (-1,35 %)

🚀 Crowdcube & Startups

No news.

🧠 Nao

Savings plans remain stable.

🌴 Personal review

April was characterized by a lot of work and some overtime, but the salary is still a long time coming due to the unpaid month.

A small damper on everyday life: our coffee machine gave up the ghost after four years. For a €700 Siemens machine, I would have hoped for more. We now have a replacement from De'Longhi.

I also went to the tattooist and integrated a bit more sport back into my daily routine.

From a performance perspective, it was the strongest April since 2021.

🎧 Interest rates, podcasts & real estate

There was no news at Vivid.

The old podcast is in Season 3 Episode 1 is all about financial goals.

In the area of real estate, we are currently working on the special repayment 2026 is currently being saved.

🔮 Outlook for May

• Adjustment of the savings plans
• Appointment with the tax consultant
• Whisky and meat tasting

And you? How was your April?

If you want to find out more, feel free to follow me.

And if you don't like my investments: The blocking function works wonderfully.

Hello everyone,

To conclude my 2025 series, I'll give you an insight into my strategy and my goals for 2026. As always, the goal should be to achieve at least 15 % return and to achieve long-term return above average. above average.

As I have been increasingly investing in individual stocks and would like to buy back my old portfolio step by step, I will select these stocks first.

I have noticed one thing:

Firstly, I cannot not catch the perfect time and secondly, I lose too much time too much timeto decide on a single value.

That's why I decided today to set up a savings plan for all for all stocks. As soon as the desired position size is reached, the respective savings plan is stopped.

In addition, I am building up dividend stocks further, buy $BAS (+1,61 %) and $2338 (+6,51 %) is added to the portfolio.

The monthly savings installment is set at 10 % of income as the intention is to put some money aside this year.

In the months of August, September and October will not be invested as usual.

The crypto share in the portfolio is to be reduced further, which should be easy to implement in the bear market.

I am also aiming to make special repayments every year for our property every year. Unfortunately, our dishwasher broke at Christmas. dishwasher broke down at Christmaswhich of course puts pressure on my savings.

Professionally there is a pay rise of approx. 0.3 %I don't have a job change in mind at the moment. The full focus is on my five weeks of unpaid vacation Should the money that I don't earn during this time actually be seen as an opportunity cost?

As the last few weeks of December have been very gray and unpredictable, I hope that the situation in the family/friends brightens up again.

It's at times like these that you realize again: Money isn't everything Health and time are priceless.

Everyone stay clean, take care of yourselves and we'll read about each other in the new year.

See you soon

Koenigmidas

Position increased