10H·

212 Trading Update

So here's another little update on my 212 gadget. I'm still testing it and can't say anything negative so far.

I have created a second pie with a start date of 15.9. I'm mainly interested in dividend stocks here. The Schbeeball should slowly start rolling there

My target there is 100k and I'm currently paying in €50 every 2 weeks on Wednesdays.

I have received €2.63 so far, of which €1.59 is already invested. The rest will be invested automatically when the next savings plan is executed.

My holdings are as follows

$LUG (+1,23 %)
$LHA (-0,47 %)
$PETR4 (+0,89 %)
$BNS (+0,38 %)
$RIO (-1,45 %)
$SIKA (+0,1 %)
$O (+0,54 %)
$KO (-0,25 %)
$MO (+0,31 %) and $MAIN (-0,54 %) all have a target weighting of 10%

Here is the last savings plan execution, the Pie is self-balancing which I personally absolutely love. You don't have to change anything manually, dividends are also reinvested automatically and the whole thing costs no fees, plus the advantage that I can choose the stock exchanges, so I trade Coke etc. directly on the NYSE.

And the dividends arrive punctually in the account on payday.

https://www.trading212.com/invite/1Bl7fzXX7K

Here is my invitation link for everyone who is not yet a member but would like to have a really cool broker. There are random free shares worth between €10 and €100

And thanks again to the many people who used my link last time. I myself only get the free shares for 5 customers, but that doesn't matter for you. Even the fiftieth still gets the free shares, just not me 😉

14 Comentarios

HyperX@AxoWallStreet

Just a reminder. Don't wait too long to verify... Unfortunately, I didn't get the bonus back then.

But so far I can only report positive things. The fees are really incredibly low and the functionality with the balancing is also pretty funny.

•

Patrick Schäfer@Hotte1909

@AxoWallStreet Yes, that's right. I think I had three where the shares expired. I think you have 10 days to get the bonus

•

HyperX@AxoWallStreet

@Hotte1909 with 175 transactions in three weeks (no savings plan) ~5K€ only 6€ fees is really great. I haven't analyzed the spread in detail yet, but it seems to be quite OK

••

Patrick Schäfer@Hotte1909

@AxoWallStreet the spreads fit and are normal for the market. I have checked several times.
Your 6€ fees are probably fx fees for buying on the respective home exchanges or? I still wanted to try if you can avoid this by changing into us dollars beforehand, although that would probably only work for single purchases.

••

Smudo@Smudeo

When I make pie, there's no snowball 😉

•

Patrick Schäfer@Hotte1909

@Smudeo please never eat yellow snow

••

Julian@Der_Weg_mit_Aktien

I also started there after I saw it on your site, but in stupidity without an invitation link, but that doesn't detract from the whole thing.

I'm also very happy with the provider, the simplification of taxes is still a problem and the possible transfer of custody accounts, but as you say, they're working on that, so far it's been consistently positive 😉

•

Tigawutz@Tigawutz

are you investing additional capital to reach the target? how long should the term be?

••

Patrick Schäfer@Hotte1909

@Tigawutz currently not yet. I'm still in the test phase and the app is still being developed for Germany, so we're currently working on a few things, tax simplification, custody account transfers and all that sort of thing. But to come back to your question. The savings plan is slowly being increased and there will certainly be one-off deposits at some point

•

Tigawutz@Tigawutz

@Hotte1909 I also opened a custody account about 3 weeks ago. ING is good for the core on an ETF basis, but otherwise the costs for share savings plans and smaller investments were too high for me.

•

Jupp D.@JuppDupp

That's really smart with the Pie's 👍 I'm really thinking about moving my TR depot there. @Hotte1909 any experience with a depot move?

••

Patrick Schäfer@Hotte1909

@JuppDupp is still being worked on so that it works via the app. It is not yet tax-simple either, but this is also being worked on.

••

TradingHase@TradingHase

Is the automatic reinvestment carried out in such a way that each value is in equal parts in the pie?
What about tax simplicity, has anything changed there?

••

Patrick Schäfer@Hotte1909

@TradingHase Tax is in mache. Yes, investments are made according to targets, but you can also switch to investing according to weighting

••