3Semana·

ETF supplement

My wife has been saving stupidly for a long time. $VWRL (-0,2 %)


As the USA and tech share is very high there, we would now like to add 1-2 more ETFs to balance out the portfolio somewhat.


I was thinking of an emerging market ETF and a dividend ETF in order to be broadly diversified across everything.


More specifically, I was thinking of the emerging markets from $VFEM (-0,49 %) in particular.


With the dividend ETF, I'm still wavering between the $TDIV (-0,67 %) or $ZPRG (-0,33 %) .


Your opinion or addition to the ETF?

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6 Comentarios

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You could go with $EIMI for emerging markets and $IWVL for a value-focused etf with accumulation
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TDIV has a higher exposure to the US than ZPRG or $ISPA, so it is to see what you want there ( $VHYL is even higher in the US than TDIV). What about a more Europe focused ETF like $LDEG or $FLXD. For the EM ETF I would say to watch the expense ratio. Some tend to be very expensive. We went for a distributing one $HDEM from invesco, but yours is cheaper
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Very good, would take $EIMI & $TDIV.
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Would you like that or you?
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3Semana
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@lawinvest Can you by any chance tell me at $TDIV what the taxation looks like after the exemption order has been exhausted, because the fund domicile is NL? Somehow I read quite different things regarding withholding tax for ETFs from NL. That confuses me.
After the partial exemption, do you only pay withholding tax and solidarity surcharge on the 70% of the dividend or is there also withholding tax from NL? 🙏🏼
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