My wife has been saving stupidly for a long time. $VWRL (-0,34 %)
As the USA and tech share is very high there, we would now like to add 1-2 more ETFs to balance out the portfolio somewhat.
I was thinking of an emerging market ETF and a dividend ETF in order to be broadly diversified across everything.
More specifically, I was thinking of the emerging markets from $VFEM (-0,17 %) in particular.
With the dividend ETF, I'm still wavering between the $TDIV (+0,12 %) or $ZPRG (+0,22 %) .
Your opinion or addition to the ETF?
