2Año·

Hello!

I am now 16 years old and come from the beautiful Neu-Ulm near Ulm.

For my 16th birthday I got from my uncle 1k euros in shares ( 500€ $GOOGL (-1,3 %) / 500€ $n/a (-1,07 %) ).

Since I'm not really familiar with the subject of shares I wanted to ask how many Etfs you should actually have a maximum. ( To pay in regularly) .

My goal is actually only the safe asset accumulation.

Therefore, I wanted to ask how you find the Etfs.

$VWRL (-0,83 %) ( The 100% /-My favorite) with :60%:

$n/a (-1,07 %) ( or rather only Asml, TSMC AND AMD and then just not more $n/a (-1,07 %) ) with :15%:

$H50E (-1,16 %) ( To increase the Eu share ) with :15%:

$EIMI (-0,99 %) ( You never know! ) with 10:

The Etfs should then min. 50% of the share portfolio ausmachenende.

Thanks for reading through 🙏

And for the tips.

Have a nice weekend 👏

18 Comentarios

𝙼𝚊𝚗𝚞@FrauManu

2Año

Hey Mentos To have such an uncle is yet what fine, and then still so one of the one "unintentionally" bring to the stock market 🍀, Mega! You have of course still an investment horizon before you, where you all envy it here, 40 years + 🎉 "Since I'm not really familiar with the subject of shares", does not fit 100%, you seem to have already discreetly dealt with it. I join @Joris in all points, plus the tip, do your thing and do not let you get away from what you have in mind when it comes to investing if you are convinced of a thing. Beginner Guide I verlink you. The is really long, but good.... https://app.getquin.com/activity/GScmDtKazV?lang=de&utm_source=sharing In addition, the BVH offers in April again the stock market license, free of charge. The name makes you think that he is Larifari and pillepalle simple, but I can tell you from personal experience that is definitely not so, because I did it myself with my daughter in November. https://www.bvh.org/homepage/bfs.html Just register, really worth it. Free knowledge to go, so to speak, which is still understandably conveyed to you. Good luck to you further and above all, stay tuned 😉

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Philipp@mxntos

2Año

@FrauManu
Thank you for your kind words!

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𝙼𝚊𝚗𝚞@FrauManu

2Año

@mxntos you don't seem to be such a newbie anymore, if you bought BTC at 15,4

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Philipp@mxntos

2Año

@FrauManu luck! look at my NEAR position . 75% up. but am honestly new to this stock area.

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Aktien4Million@Aktien4Million

2Año

@FrauManu is it all digital with the driver's license?

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𝙼𝚊𝚗𝚞@FrauManu

2Año

@Aktien4Million Yep After the registration, which you must confirm, you will be sent on the day of the 1st part of the license, by email a link to the livestream. The livestream takes place via YouTube, on the channel of BVH.

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Aktien4Million@Aktien4Million

2Año

@FrauManu and the test?

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𝙼𝚊𝚗𝚞@FrauManu

2Año

@Aktien4Million You will be given guest access to BVH with access data for the exam. The exam itself consists of 40 multiple choice questions. You have a total of 30 minutes.

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Joris@Joris

2Año

Hi, nice thing from your uncle. If your goal is safe asset accumulation, then an All World ETF is sufficient. The $VWRL distributes, so you have to take care of the reinvestment. If you take theausierenden $VWCE then this happens automatically. Before you take individual companies to it you should deal with the topic stock market and shares. Do not invest blindly just because everyone invests in it. Above all, do not blindly buy instagram influencers, but also do not do surveys here and the company that wins you put your money in. On the internet, YouTube etc. There is a lot of information. Here there are also many super contributions that make it easier for you to get started.@FrauManu has certainly the beginner's guide ready. Good luck and good learning.

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Philipp@mxntos

2Año

@Joris Thank you.

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DividendenSchwabe@DividendenSchwabe

2Año

Morning, the question I have is whether you sell the two existing positions and buy the World ETF? 🤔 If so, then possibly contact your uncle that he is already doing this (of course on the ETF, because you have picked out) and then save directly there purely. Attention, no investment advice! I have started with me first the core strategy (world portfolio with 2 etfs), from a certain size I switched to the core-satelite strategy, in which I have included individual action, where the focus is on dividends.

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Philipp@mxntos

2Año

@DividendenSchwabe
I would sell my <security:n/a:IE00BMC38736> position and then invest the money in the mentioned single stocks, but THANK YOU for your kind words and tips!

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Golden Boy@randomdude

2Año

Congratulations from me too on these birthday presents. Especially if you plan to invest in stocks, I would keep it very simple with the ETF strategy and leave it with the All World. It's unlikely that you'll get significant outperformance over the long term by overweighting certain regions. Instead, I would concentrate fully on stock picking in addition to this ETF base and fine-tune the strategy for this. On the question of how many ETFs are right: There is no clear answer to this question - but there are countless investment strategies. The only thing you should be aware of is that it is very unlikely to beat a broadly diversified world ETF in the long run, no matter how sophisticated the strategy. The following reading tip on thematic ETFs: https://capinside.com/c/thematische-etfs-nichts-fuer-passive-anleger And you can really learn a lot on Ben Felix's YouTube channel: https://www.youtube.com/c/BenFelixCSI/videos

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Philipp@mxntos

2Año

@randomdude
I'll check out YT, thanks for his tips!

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Philipp@mxntos

2Año

* make out

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DividendenSchwabe@DividendenSchwabe

2Año

*added 🙈