2Semana·

Protofolio evaluation / opinion

Hey, I'm Chris and I'm 22 years old!

I am an employed master optician/optometrist and have been investing since 2019. My portfolio :

38% $BTC (-1,35 %)

30,5% $IWDA (+0,36 %)

8,80%$EIMI (+1,2 %)

12,45% $LVWC (+0,89 %)

Currently up 18.3%. $BTC (-1,35 %) is not included, as this share is on the wallet and I have no overview of buy/sell data.

Assets approx. 28500,-

I am open to tips/opinions.

I am aware of the path dependency of the $LVWC (+0,89 %) aware of the path dependency. Therefore, the share is correspondingly lower. $BTC (-1,35 %) should be held for the long term.

I also have €1500 in the loss offset pot for shares. I would like to utilize this and am wondering which shares I should buy.... As I no longer do any stock picking. Just the three largest positions from the world ETF?

4 Comentarios

Uwe@SchlaubiSchlumpf

2Semana

So much Btc would be too crazy for me, but everyone has their own investment case.

Otherwise, I would be interested to know why you have an investable markets index for EM (i.e. including small caps) and not for developed markets.

The leverage and BTC suggest a very high risk profile. But I don't want to say much about that. It's not my strategy.

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fund_commander_2777@fund_commander_2777

2Semana

@SchlaubiSchlumpf I find the BTC share crazy myself, but I feel comfortable and can cope with strong fluctuations.

I started with just the MSCI World back then and only added EM later and opted for broader diversification.

I am aware of that. Now I only invest in the regular MSCI World and the EM.

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Uwe@SchlaubiSchlumpf

2Semana

@fund_commander_2777 not a criticism. It would be too volatile for me. But I'm also 10 years older 😁

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Julian@MoneyISnotREAL

1Semana

Exciting career field! 👁️ Already on the stock market and investing at the age of 22. Respect!

The weighting of the positions would be a bit too risky for me, like the previous speaker, but that's not the question. I think the portfolio is very well organized. Broadly diversified ETFs, crypto and the leveraged ETF as an addition.

There is path dependency, of course. Statistically, in a buy & hold investment over a very long period of time, leverage with borrowed capital is more profitable than pure x1 buy & hold. However, I would bear this in mind: Your liquid cash reserves should already be invested, i.e. no fixed-term deposits or overnight money (apart from a nest egg and, for example, a small reserve for vacations). Otherwise, the cash investment would generate a higher return than the leveraged ETF.

Do you intend to buy and hold the leveraged ETF or are you pursuing an active strategy?

To your final question:
I would probably pick 3 stocks as you say, but from different sectors. e.g. Tech (NVIDIA, Broadcom, ...) , Financials (Visa, JPMorgan, ...), Consumer Staples (e.g. HomeDepot / Walmart).

The profits will probably not be there tomorrow, but only after a certain period of time. When the time comes, stick to your plan: Realize gains, offset loss pots and reallocate. ✌️

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