I've been reading here for a while and thought it was time to introduce our depot.
We are a small family with a 1.5 year old daughter and are not investing to get rich quick or to beat the market.
Our goal is to build up assets over many years and have more financial freedom later on.
Our portfolio currently stands at around 233.000 €.
The largest component is clearly the $VWRL (-0,36 %) . The perfect foundation for us: invested worldwide, simple and uncomplicated.
In recent months, we have also started to increase our share of emerging markets in a targeted manner.
That is why we are currently $XEMD (-0,27 %) with a high savings rate.
Our real EM share is currently only around 10-11 %, and in the long term we would like to be closer to 20 %.
We also recently sold our entire BlackRock position. Not because we have anything against the company - on the contrary. BlackRock is still included via our ETFs anyway. Our aim was to reduce the weighting in the financial sector, reduce the strong US bias somewhat and deploy the capital where we currently see more potential for our portfolio: in the emerging markets.
Our current savings plans:
🌍 $VWRL (-0,36 %) : 750 €
🌏 $XEMD (-0,27 %) : 750 €
👧 $VWRL (-0,36 %) : 130 € (children's deposit)
In addition, all dividends are currently also flowing into emerging markets.
Our plan is actually pretty boring:
➡️ Invest month by month
➡️ Reinvest dividends
➡️ Give compound interest time
Let's see where we are in 10 or 20 years' time. I look forward to exchanging ideas with you and am eager to hear your opinions on our strategy. 🍀📈
Best wishes from the @FinanzPapa family
