5D·

Recommendation for third accumulating and distributing ETFs

I have just started looking into personal finance and would like to get your opinion.

I currently have two accumulating ETFs in my portfolio:

I save monthly in both with a long-term investment goal. I am now thinking about a third accumulating ETF to diversify more broadly - preferably without any major overlaps. I would also like to add a distributing ETF with a good dividend yield for some cash flow.

In your opinion:

Which accumulating ETF would be a good addition to IWDA + VWCG? Does it make sense to also include thematic or sector ETFs?

Do you have any recommendations for a solid, broadly diversified distributing ETF?

Many thanks in advance for your tips! 🙏

2Puestos

2,60 %

5 Comentarios

DH I.@fund_whisperer_1682

$TDIV

•

Leo@AngelaMerkel

I would reconsider the whole strategy with several sector ETFs and rather choose a single ETF that covers all sectors broadly, i.e. developed as well as emerging markets and small caps. I would think of a $SPYI, for example.

My mistake at the beginning was the misconception that you should achieve broad diversification through many ETFs, as each individual ETF gives you the opportunity to diversify broadly. In the end, you simply have the same overall set-up as a single broad ETF and the same or worse performance.

In other words, if your goal is to invest for the long term and broadly diversified, it is better to look for a single diversified All World ETF such as $SPYI.
However, if you also want to have dividends, that is a different strategy and then it would make sense to have a high dividend yield ETF in addition to $SPYI.

•

Ironman@Ironman2022

$EIMI

•

Marcus H.@Snopy

It all depends on which regions you want to cover. An Asia ETF would be a good choice. $VAPU e.g.

There are many options in terms of dividends. I think $VHYL $GGRP $FGEQ $ZPRG $TDIV are some of the ones I find quite good.
They all have different requirements for companies to be included. I would see for myself which one appeals to you the most.

••

Rikzz@Rikzz

@Snopy many thanks

••