12H·

The decision on the ETF has been made!

Dear gq community,

First of all, thank you so much for the great discussion and tips, which really helped me make up my mind.

Here’s what I’ve decided:

Since I am no longer invested in EM at all, I reconsidered the suggestion regarding $FYEQ (+3,44 %) and found it very helpful, so I allocated the largest portion—40%—to that sector.

With the addition of the VanEck, I immediately sold several small European ETFs with an average gain of over 10%, thereby reallocating 30% of the total amount to $TDIV (-0,86 %) .

The $VHYL (-0,03 %) Vanguard fund has also received a 30% allocation, which allows me to cover the “world sector” holistically, so to speak, with a rock-solid investment.

I would like @BavarianLion
@Solitair
@NichtRelevant
@erbsinator and @Novius thank you all for the ideas and discussion, and of course a special carrot-sized thank you to @Raketentoni for his great analyses throughout the entire discussion!

Yours, Hase 🐰

TradingHase

@TradingHase

1D·

Dividend ETFs to choose from

Dear gq community,

I’ll have some funds available this week that I’d like to invest in a dividend ETF.

Whenever this topic comes up, the $TDIV (-0,86 %) is mentioned.

However, I’ve also identified two other ETFs that I’d like to put up for discussion, and I’d love to hear your pros and cons here.

The two additional dividend ETFs are, first, the $EQQQ (+2,7 %) and, secondly, the $VHYL (-0,03 %)

Here are a few figures:

Price performance

YTD

$TDIV (-0,86 %) 11.98%

$EQQQ (+2,7 %) 19.03%

$VHYL (-0,03 %) 14.52%

1 year

$TDIV (-0,86 %) 27.83%

$EQQQ (+2,7 %) 35.54%

$VHYL (-0,03 %) 26.92%

Dividend

Current

$TDIV 3.14%

$EQQQ 0.17%

$VHYL 2.36%

1 year

$TDIV (-0,86 %) 3.90%

$EQQQ (+2,7 %) 0.23%

$VHYL (-0,03 %) 3.03%

My assessment is therefore as follows:

VanEck offers the highest dividend, but currently lags slightly behind Vanguard in the charts. In the chart, Invesco is far ahead of both in terms of YTD and 1-year performance. However, the dividend there is very low.

However, if you balance the dividend against the price gains, you would still have to choose the Invesco $EQQQ (+2,7 %) .

I’d really appreciate your opinions, tips, and food for thought.

Your Hase🐰

@Dividendenopi
@Epi
@Multibagger
@Tenbagger2024
@Raketentoni

and, of course, everyone else who’s interested ♥️🥕

21

8 Comentarios

Raketentoni@Raketentoni

12H

I’d be happy to. It’s a good breakdown, and as I said before, in the end, it’s all about quality and overall performance. It’s not just about the dividend ❤️

•

7

•

Ver todas las 6 respuestas adicionales

Phil

@Pherror

18H·

My Portfolio

Hi everyone,

What do you think of my portfolio? First, a little background info:

About me: I’m in my mid-30s and have been actively trading on the stock market for over 12 years now. So I’ve experienced several market booms and crashes from an investor’s perspective :D

About the portfolio: I follow a core-satellite strategy with additional “income satellites.” The income satellites are used to generate income with the goal of creating a monthly cash flow, which I mainly use for additional purchases to keep the portfolio balanced.

Core: $XDWD (+1,13 %) World ETF, $IMEU (+0,06 %) EU ETF, $XMME (+2,82 %) Emerging Markets ETF, $TDIV (-0,86 %) VanEck TDIV

Satellites: $NVDA (+3,08 %) NVIDIA, $MSFT (+2,19 %) Microsoft, $GOOGL (+2,45 %) Alphabet, $AMZN (+3,11 %) Amazon, $HO (-1,54 %) Thales // NVIDIA and Alphabet are currently being built up. The positions will both be doubled.

Income satellites: $D05 (+0,49 %) DBS Group Holding, $KO (-2,16 %) Coca-Cola, $BATS (-2,41 %) BATs, $O (-0,74 %) Realty Income, $VICI (-1,52 %) VICI Properties

Others: Small positions for shorting and speculation. (Amgen, Vertex, SpaceX, BTC, Ethereum, ...)

Feel free to share your thoughts :)

4

20H·

Orders from today

SOLD

$ASML (+1,25 %) Sold for 1668€ 1x

BUY

$JEGP (-0,18 %) Buy for 22,025€ 10×

$TDIV (-0,86 %) Buy for 52,30€ 5x

$ALFEN (+3,14 %) Buy for 14,98€ 15x

$SSLN (+2,77 %) Buy for 57,60€ 5x

$SHEL (-3,58 %) Buy for 35,96€ 10x

$ALTBG (+3,82 %) Buy for 0,49€ 150x

5

TradingHase

@TradingHase

1D·

Dividend ETFs to choose from

Dear gq community,

I’ll have some funds available this week that I’d like to invest in a dividend ETF.

Whenever this topic comes up, the $TDIV (-0,86 %) is mentioned.

However, I’ve also identified two other ETFs that I’d like to put up for discussion, and I’d love to hear your pros and cons here.

The two additional dividend ETFs are, first, the $EQQQ (+2,7 %) and, secondly, the $VHYL (-0,03 %)

Here are a few figures:

Price performance

YTD

$TDIV (-0,86 %) 11.98%

$EQQQ (+2,7 %) 19.03%

$VHYL (-0,03 %) 14.52%

1 year

$TDIV (-0,86 %) 27.83%

$EQQQ (+2,7 %) 35.54%

$VHYL (-0,03 %) 26.92%

Dividend

Current

$TDIV 3.14%

$EQQQ 0.17%

$VHYL 2.36%

1 year

$TDIV (-0,86 %) 3.90%

$EQQQ (+2,7 %) 0.23%

$VHYL (-0,03 %) 3.03%

My assessment is therefore as follows:

VanEck offers the highest dividend, but currently lags slightly behind Vanguard in the charts. In the chart, Invesco is far ahead of both in terms of YTD and 1-year performance. However, the dividend there is very low.

However, if you balance the dividend against the price gains, you would still have to choose the Invesco $EQQQ (+2,7 %) .

I’d really appreciate your opinions, tips, and food for thought.

Your Hase🐰

@Dividendenopi
@Epi
@Multibagger
@Tenbagger2024
@Raketentoni

and, of course, everyone else who’s interested ♥️🥕

12

36 Comentarios

Raketentoni@Raketentoni

1D

Hey @TradingHase,

You’ve dug up some interesting figures for your spare change and broken them down very clearly. But let’s take a hard look at the data—and especially your final conclusion—because you’re mixing apples and oranges here.

Here’s the reality check for your decision-making:

**1. The elephant in the room: EQQQ is NOT a dividend ETF**
Right at the start, you write that your capital is supposed to flow into a “dividend ETF.” If that’s your real, strategic goal (regular cash flow), then the **Invesco EQQQ** has absolutely no place in this specific selection.

* The EQQQ tracks the Nasdaq-100. That is the ultimate U.S. tech growth engine, but not an income instrument.

* Your own data proves this mercilessly: The current dividend is a paltry 0.17%.

* Your conclusion to choose the EQQQ if one “offsets the dividend with capital gains” is, from a so-called “total return” perspective, entirely correct. However, this undermines your own goal of a dividend investment, as defined in the first sentence.

**2. The Real Showdown: TDIV vs. VHYL**

If we remove the tech outlier EQQQ, we’re left with the classic showdown between the dividend heavyweights:

* **VanEck ($TDIV):** As your figures correctly show, it delivers the highest dividend yield (currently 3.14% or 3.90% over 1 year). The TDIV applies very strict filters for dividend quality and sustainability, but focuses exclusively on established industrialized countries (developed markets).

* **Vanguard ($VHYL):** This is the global, stoic sledgehammer. It offers slightly lower dividends (currently 2.36% according to your data), but it also includes emerging markets and is extremely broadly diversified across the globe. It often doesn’t perform as dynamically as the TDIV, but it’s a massive rock in the storm.

**3. The Topic of Diversification**

* If you choose the **EQQQ**, you’ll have extreme concentration in the U.S. tech sector. This brings massive price gains in bull markets, but also brutal downward volatility when the tech sector takes a hit.

* In contrast, the **VHYL** offers you the ultimate global diversification in a single product.

* The **TDIV** is excellent for pure cash flow, but excludes pure growth stocks (since these often don’t pay high dividends).

**My tip and food for thought for you:**

Before buying, you need to make a cold, hard decision about what the *purpose* of this position in your portfolio should be:

1. **Do you want passive income and strong, reliable cash flow?** Then go with the **TDIV** for maximum returns or the **VHYL** for maximum global diversification.

2. **Do you want maximum capital growth (total return)?** Then go with **EQQQ** without hesitation. But then say goodbye to the idea that this is a “dividend investment.”

Choose the strategy, not just the past return figures!

Best regards!

•

16

•

Ver todas las 15 respuestas adicionales

Kreon

@Kreon

1D·

This is what it looks like

Every now and then, I like to share my portfolio with you to get your feedback and tips :-)

I’ve further consolidated it to 26 holdings (if you exclude the duplicate ETFs, which exist for historical and tax reasons, and the very small positions that I can’t sell).

I’m currently contributing $IEMA (+2,89 %)
$TDIV (-0,86 %) and $EQAC (+2,69 %) contributing 250/month, $IWDA (+1,01 %) 1,000/month, and $MELI (+3,24 %) and $NU (+1,8 %) 200/month.

I plan to liquidate my $VOW (+1,93 %) position in the next few days, but I don’t know yet where the money will go.

Tips, feedback, etc. are urgently needed :-)

34Puestos

572.484,95 €

53,61 %

25

7 Comentarios

NichtRelevant@NichtRelevant

1D

You have a nice, well-diversified portfolio there.

Personally, I don’t really see the appeal of Metaplanet, Verve, and Welltower. Visa and Coca-Cola are classics—but I don’t expect them to skyrocket in the future. I think selling the Volkswagen shares (and the auto industry in general) is the right move.

Where should the money from the VW sale go? Hard to say—your Deopt portfolio includes tech stocks (Micron, AMD, Alphabet) and defensive positions (Reality Income, Coca-Cola, Allianz)—so based on the individual holdings, I can’t quite tell where you’re headed. Do you want more growth, or more dividends? It seems to me a bit of both. Maybe just go with $TDIV and/or $IWDA for now, as long as nothing else stands out. 🙂

•

5

•

Ver todas las 3 respuestas adicionales

Pascal W.

@pwasbeer

3D·

TDIV my love

$TDIV (-0,86 %) the best dividend etf!

12.06

VanEck Morningstar Developed Markets Dividend Leaders

Comprado a 52,19 €

15

Hodlinvestor

@Hodlinvestor

3D·

Invest the proceeds from the sale?!

Hello, I’ve sold my next property. I’d like to invest the profit as follows:

$TSWE (+1,13 %) 36k,

$VHYL (-0,03 %) 36K,

$ISPA (-0,51 %) 36K,

$JEPQ (+2,28 %) 36K,

$TDIV (-0,86 %) 36K,

$LDGL (+0,53 %) 30k

I'm also considering

$BHP (+2,59 %) 20K,

$RIO (+0,79 %) 20K, and

$O (-0,74 %) 20K

$BRK.B (+1,05 %) 30K

or directly in $BRK.B (+1,05 %) 90k, since commodity stocks are trading a bit high for me right now! This position is like a high-risk money market account for me, which should be reallocated countercyclically.

My goal is to combine further dividend growth with modest portfolio growth. I no longer need high performers myself. I can still work for another 25 years, health permitting, and perform at a high level myself.

For me personally, individual stocks belong in my portfolio. Like the icing on the cake.

However, I will continue to focus on expanding my ETF positions through future asset reallocations.

In three years, my last major property in Germany will likely be sold. By then, the portfolio should be structured to enable my children to live a free, independent life anywhere on the globe.

What do you think? Would you change anything about the ETF positions? Wait on commodities too? Or put everything into SpaceX?

Thanks for the feedback.

5

9 Comentarios

Julian@MoneyISnotREAL

3D

Is it just the dividend income/dividend yield that matters to you, or the total return?

Are you familiar with the mechanics of covered calls, in terms of risk and limited upside?

$BRK.B as a money market account—phew. Ultimately, it’s a stock that, due to its structure, doesn’t correlate very strongly with the market, though it’s still far from having a correlation of 0 or below.

I’ll leave your last two questions about commodities and SpaceX aside. That’s something you have to figure out for yourself. You yourself say, “You don’t need high performers anymore,” but you want to invest in SpaceX (which doesn’t pay dividends). That’s a contradiction in terms, so tell me: emotions are driving your investment strategy. And no amount of facts can counteract emotions.

•

5

•

Mostrar respuesta

Tom

@Laeuft

4D·

Dividend from VanEck Morningstar

10.06

VanEck Morningstar Developed Markets Dividend Leaders

Recibío x1719,45 dividendos por valor de 0,81 €

1392,76 €

33

2 Comentarios

AI sagt@GoDividend

4D

It's working, @tom 😅

•

1

•

Fabi

@fabsch

4D·

💰 Payday in your portfolio! Dividend from VanEck 🚀

Just hit my account! In June, I received a nice dividend from $TDIV (-0,86 %) , which immediately gives the portfolio a nice boost. This is exactly what makes long-term wealth building so much fun!

Over €1,200 in passive income (gross) just for holding—absolutely amazing! Of course, a large portion of this amount is reinvested right away to maximize the power of compound interest and keep the snowball rolling. 📈🔥

How’s June going for you? Do you have $TDIV (-0,86 %) in your portfolio as well?

#dividenden
#cashflow
#passiveincome
#vaneck
#finanziellefreiheit
#buyandhold
#zinseszins
#vermoegensaufbau
#dividendetf
#etfs