2026 does mark the year of the ATH, so far so good !

A nice "mix" for every starting investor

30% $FTWG (-0,29 %) ATH 📈 (growth)

30% $TDIV (-0,96 %) ATH 📈 (growth rate/dividend)

15% $WINC (-0,34 %) ATH 📈 (high yield dividend)

15% $LDGL (-0,56 %) ATH 📈 (growth rate/dividend)

10% project "own" ETF (learning how to pick/analyze individual stocks)

What is your best ETF?

I have to decide on June 30 whether to repay a home loan of around €60k or continue financing at 3.99% for 10 years. I have the money in my call money account.

I had now considered whether I would rather put the money in a boring dividend ETF like the $TDIV (-0,96 %) instead of paying it back.

The dividends will more or less cover the interest. I can invest and withdraw the 2% repayment that I have to make separately as a money market ETF.

After 10 years, the dividend ETF should have gained so much in value that I should be able to repay the loan and still have something left over. Or is that too risky?

It is constantly being topped up with $TDIV (-0,96 %) I know it is very popular in the DACH region - are there still people who do not have this ETF in their portfolio?

$EKT (-1,53 %) is finally moving into the green zone for me. I'm now considering liquidating the position I've been stuck with for over 2 years and simply shifting the sum into the $TDIV (-0,96 %) and simply reallocate it to the What is your opinion, is there anyone here who $EKT (-1,53 %) who is confident that the stock will outperform in the next 2-3 years $TDIV (-0,96 %) in terms of both growth and dividends?

I've had this new ETF on my watchlist for a while and now I've added a few of them to my portfolio. It's diversified, I'm sure, and there's no question of cluster risk. Let's see how it goes, also in comparison to the $TDIV (-0,96 %) where I have also added another 110 shares to the current 900.

Of course it can't keep up with the current tech rally, but that's not my expectation either. Rather some stability with cash flow at the same time.

A year later, a lot has changed in the portfolio - not just a year older 🫣 😉

My strategy is now a core satellite strategy. Whereby the core ($VWCE (-0,21 %) , $TDIV (-0,96 %) and $EIMI (+1,92 %) is). The satellites are a mix of $BTC (-1,66 %) , $EWG2 (-1,54 %) , $SSLN (-2,1 %) and momentum models such as $DE000LS9U6W1 (+0,99 %) and $DE000LS9VVV3 (-3,92 %) . I have currently stopped my savings plans, as I have added to them over the last few months when prices were a little lower. And I am currently 85% invested with my assets. However, I would like to invest another €5k in the momentum models, which are already on the broker and limit orders have been set (so that I reach roughly 10% with the momentum models). In addition, my plan with $BRK.B (-0,75 %) has not worked out at the moment, as I still have a loss pot of just under 700€. So I'm still holding on, and as soon as that is reached, the amount will be invested in the other positions.

✌️

$WKL (-1,06 %)

The figures weren't actually that bad, but the share price has been falling by double digits every quarter for about a year now. Today it's also going down again without any apparent reason. Yes, SaaS apocalypse and all that.

GetQuinn says my total return is about -70%.

In the meantime, I'm thinking about simply putting the few bucks left over from my investment into an ETF, e.g. the $TDIV (-0,96 %) . even if a bottom were reached at some point, I hardly believe that the share would outperform this ETF or any other, for example. what do you think? Keep holding or get out and into an ETF?

I am also thinking about something similar with $SAP (-2,22 %) .