1Semana·
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107 Comentarios

I'm slowly running out of energy to get worked up about so much political madness.
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@lilalu0705 This is exactly what is to be achieved
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@lilalu0705 true. 30 years earlier and I would have left this banana republic of left-wing wealth destroyers. The madness is getting bizarre. What was that about "self-responsible retirement provision"?
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@lilalu0705 what happens, the landlords add it to the rent and in the end it's the little man who has to pay for it.
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@lilalu0705 This is the downfall of the SPD
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@lilalu0705 Exactly, people are dying elsewhere...
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And next week they will howl again about the election results or why people prefer to vote for the afd instead of the clown club.

Nice rising rent, very good SPD
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That was already an issue for the Greens. Now the SPD really wants to push ahead with it.

It's a good thing that I'm now looking more and more closely at emigrating to a cheaper and, above all, more investment-friendly country. I'm slowly getting fed up.
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@ScorpionfromBW and what are the goals? You can't just look at investment
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@Aktienhandling The aim is to live from the available capital without having to work and be exploited. And nicer weather anyway.
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@ScorpionfromBW which countries are available and why? + what is your background - will you still be working?
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@Aktienfox Georgia as an example. 5% tax on capital gains or interest as a non-resident. Interest on local currency around 10-12%. The lari has been relatively stable against the USD, at least in recent years. Relatively cheap life compared to Germany.

Background was now 530K in €. Of course, if you're looking for luxury, it's not enough. But with 1200-1500$ a month you can live very well even in Tbilisi
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@ScorpionfromBW in Thailand also 😉😎
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@ScorpionfromBW but when the money is no longer enough or an operation etc. is due, people are happy to come back. Maybe think about whether some things might also have a positive side.
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@Multibagger I'm already aware of that 😉 Vietnam too. However, I'm not sure if I could live in a tropical climate.

Since I can also speak Russian, and English relatively well, there are advantages to going to the former Soviet Union first. And it's not far to Europe either.

Let's see what work brings. My contract expires at the end of April, and if it's not extended, I'll have all the time in the world.

Because in my financial situation, I'm certainly not going to let myself be exploited by a loan club.
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@sheepInvestment as if there are no doctors in other countries. Please.

You can get pretty good private health insurance for expats for €150-200 a month. In Germany, voluntary statutory health insurance costs a minimum contribution of €250-280 if you don't work and live off your capital.

A minimum income is used for this. Why is that? If I work part-time, as I do now, I only pay half the statutory health insurance contribution, in my case €130, and even if you add in the employer's contributions, you still don't reach the minimum contribution if you don't work. Where's the logic in that?
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@ScorpionfromBW Then you can see what the doctors in Georgia are like and come back to Germany
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@Mathis_wlk Have you ever been there at all? Even with a doctor?

If not, please don't be too quick to judge. You might think that there are only good doctors in Germany.
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Elections will soon be held in BaWü, only protest elections.
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@Simpson Unfortunately, there are too many people who only watch ARD and ZDF and don't even begin to realize what's happening here.
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@Asgard19 but it was also just reported in the Today program.
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@Multibagger I'm aiming more at the fact that many people vote for the CDU and SPD without knowing what's in store for them.
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@Simpson Homer votes for the donut party!!! 😆
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@Asgard19 I hope people don't vote for the AFD out of protest. Our economic competence....
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@Mathis_wlk what alternative do you have?

I don't see any room for maneuver .

Look at the lying chancellor or rather the SPD who want to punish everyone who does something.
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@Mathis_wlk Unfortunately, there are no alternatives. The FDP is not electable at the moment. I don't know whether the self-discovery phase that the Liberals are now experiencing will help.
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In my opinion, they should all first learn to use the already abundant income properly and sensibly and not keep spending too much on rubbish (especially abroad, excessive social welfare benefits, NGOs, etc.) ✌🏼
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@Anderle Have you ever looked at how much money we really spend abroad? It's not much compared to the total budget
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@Mathis_wlk In comparison to the budget, that may be completely correct. But for me as a taxpayer, around 520 million euros in child benefit transferred abroad every year is a lot of money. Especially when everything here is broken (schools, bridges, roads, the railroads) and nothing works anymore. At the same time, however, many things are becoming more expensive (at least subjectively). For example, the Deutschlandticket.
Something doesn't fit and you have to start making savings somewhere. But instead I'm supposed to work longer and pay more taxes ✌🏻
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@Anderle @Anderle, if certain conditions are met, e.g. taxable employment in Germany, people are entitled to child benefit. And this is not generous socialism from Germany, it is simply EU law. Incidentally, the amount corresponds to approx. 1% of the annual child benefit paid.

Austria tried indexing the child benefit in 2019, but this was scrapped by the EU.

https://www.eu-gleichbehandlungsstelle.de/eugs-de/experten/newsletter/indexierung-von-familienleistungen-rechtswidrig-2168546
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Taxes up, motivation down🙌
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I hope the former Chairman of the Supervisory Board of BlackRock Asset Management Deutschland AG will prevent this!!!

This cannot and must not be the solution!!!

All of us here take certain (sometimes very high) risks when we buy shares/ETFs or similar and/or rent out real estate. If the final withholding tax (which is already very high) is added to this, it will soon be impossible to maintain or even improve your current standard of living in retirement.

😔😔😔 This path of constant, even higher taxation cannot be the right one. 🔥🔥🔥
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@EarlyBird2024 Fritz hasn't prevented anything from the Reds yet. They have him on the 🥚🥚.
There was nothing left of the alleged turbo capitalist even before the government was formed
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@marda304 I'm afraid you're right. 😔
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@EarlyBird2024 Hope is no longer an option. Rather hopeless....
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@EarlyBird2024 I'm just waiting for the advance lump sum so that I can pay taxes on my 500% return in a high risk pick like Dro, only for my position to halve due to a correction.
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Oh yes, I predict that rents will then rise by exactly the amount of the health levy!
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@Dachbodentroll We have already increased these by 20% as a precaution.
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@Thomas_1963 Our landlady too. It was in the post on Saturday. 15% that's the limit for us. Otherwise it would certainly have been even more.
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@Multibagger but only because we want to sell the apartment building this year. The estate agent recommended this because of the selling price. Otherwise, we were "dear" landlords who were well below the rent index and increased the maximum legally possible.
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My wife and I are both.
Still, the apartment building will be sold this year.
The socialists will hopefully be gone by the next elections.
The whole madness in Germany is unbearable.
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Every few months again...
Probably only a matter of time before something like this happens. In this country, nothing is left out in order to squeeze the citizens further.
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@Banana_Millionaire The honest people who make a difference here are penetrated without end.
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I actually wanted to go back to Germany at some point. But like this... 🤔
Then I'll just go to the Philippines forever. 🥰
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Perhaps we should think more about how to get the economy going again. And not waste all your energy on moronic thoughts.
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@Tenbagger2024 aren't you starting to get the feeling that the train has left the station for us in Germany? The framework conditions for investments, energy prices (if there are even enough for the new requirements), tax burden, etc.... We are now light years behind and politically no longer capable of reform.self-declassification in turbo gear, at least one thing is going fast.... Sorry for my harsh words...😞
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@value_crafter_1628 I think we have rested on our laurels for far too long. And thought that things would go on like this forever. And only ever plugged holes.
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@Tenbagger2024 I understand the resentment about higher taxes. However, the truth is that, starting in the 1990s, we have pursued an increasingly liberal policy towards the very, very, very wealthy. As a result, to my knowledge there is hardly any other industrialized country apart from the USA where wealth is as concentrated as in Germany. In terms of income, too, it now looks as if the top ten percent "earn" around 1/3.
If then the investment ratio of the state has also been stagnating for decades after adjusting for inflation, exports are collapsing as China is outstripping us because German companies prefer to sell existing technology instead of investing in new technology, the USA is now going "America first" and in this environment we want to cut the support needed by the poorest instead of investing in the state and reducing consumer costs (e.g. reducing VAT) in order to boost the domestic market in the current recession. Well, then the majority of this country will end up looking down the tube.
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@SteelAnacott In short, I would like to say that it is not surprising that things are no longer working if I offer a very small part of the population the opportunity to accumulate the majority of capital over decades, do not invest in infrastructure and innovation and rest on a trade surplus - which also violates existing EU law to this extent - instead of strengthening the internal market.
Any third-semester economics student can confirm that a model with these parameters becomes problematic in tough economic times. Which is why I don't understand why the EU is now concluding that we are too expensive as a business location and that we need to reduce corporate taxes and production costs (which ultimately means wages). This will not stimulate the urgently needed demand on the domestic market. The wrong gears are being turned here.

In investor-speak: this portfolio was/is poorly balanced and extremely volatile and I fear the current measures will not improve this either.
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@SteelAnacott phew! I'll keep my fingers crossed that you're very successful at trading, maybe you'll be in the top 10%. Let's talk again about what you think then...😅 good luck 🍀 (I'm serious) Best wishes.
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@value_crafter_1628 That's the crux of the matter: you can hardly make it into the top 10% of this country by merit, but only by luck or - and this is the highest percentage - by birth into the right family. The vast majority of today's millionaires and billionaires in Germany have inherited their wealth, not built it up through work.
This segregation of population groups hinders progress and is even a threat to our democracy. Because a democracy thrives on the promise of social and financial advancement through achievement. However, we no longer live in a meritocracy but in an inheritance society.

And as far as I'm concerned. I have enough to live on and put something aside for later.
In Germany, we are very quick to complain about two things and to engage in a debate about fairness 1. taxes 2. state support for the poorest. However, we don't ask ourselves why it has come to this, for example, that the two richest families own as much as the poorer half of the population and whether this is fair and beneficial for our democracy - we seem to take this for granted to a large extent.
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Well, the money has to come from somewhere so that we can continue to afford illegal migration, citizen's allowance spending of more than EUR 50 billion, cycle paths in Peru and all the other nice things 😉
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It's getting better and better!
I'll be happy if I can buy a house at all, when I look at the prices in our area, it's rather utopian at the moment...
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This country is really finished. That's all I can say. I've been preparing to turn my back on my home country for a while now. As long as that's still possible and the exit tax comes for everyone..... It's really sad
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The SPD is the biggest piece of garbage in history, nobody needs to get rid of it 🤬
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This doesn't just have something to do with dividend hunters! It affects everyone in an incredibly negative way! Everyone. Burdening every capital income with social security contributions also means that every sale will be taxed like shit.
Everyone who rents will directly get higher rents, thank you.
Young people should make private provisions, yes of course, this will be directly torpedoed, .... It's crazy what the SPD = socialist plunderers of Germany
is up to in terms of nonsense. The expenditure side and the elephant in the room still won't be named. What are they all smoking?
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Always go after all the big capitalists... until they are gone at some point.
Such plans will then also affect all the small investors and private pensioners, because once again they will miss out, or it is the intention to grant generous tax-free allowances.
If everything is subject to double and triple taxes and levies, nobody will feel like making provisions, which the government claims to want to encourage.
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@Psychedelic_Sunflower are just empty threats. I've been hearing that since Helmut Kohl was chancellor. They won't leave and if the money earned here is taxed here
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@Psychedelic_Sunflower It's also strange that everything is adjusted for inflation, except the tax-free amount 🧐
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@Simon_n Yes, that is indeed a cheek. Anyone who expects private provision should not actively hinder it.
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@stocker_1862 yes good, that's right again😅
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@Psychedelic_Sunflower I fear that the state is (unconsciously) trying to make people dependent on it. It doesn't care whether people are really better off as a result, it has little incentive to do so. As long as you get enough votes by catching voters, everything is fine.
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@Psychedelic_Sunflower It only affects small investors. Big business is privately insured :D
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The plans are getting better every month 😅 I need more popcorn 🍿😄
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Who betrayed us, the social democrats... You don't have to take every wet dream at face value. Demands come in every day and are eventually rejected by other lobbyists.
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1Semana
@Ichbinak63 you do know that this slogan was popularized by the far left and probably has little to do with what you actually want to say or criticize?
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Of course, it's a saying from another century. You understand the irony behind it ... in the end all political parties are the same, like all people. There's a lot of hot air and blah blah blah on the part of Berlin, if we all put so much stock in it, we wouldn't have time to live. I'm not even upset about it anymore, because by the time something is set in stone we'll have another government
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unwählbar
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Presumably it doesn't matter if and as long as you earn above the BBMG.
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Well, every self-employed person also takes risks and has to pay in, so why not here?
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But then please do it in such a way that income + rent / dividends are not taxed. But I doubt that.... The answer to everything on the left is tax and debt.
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With solid allowances and annual adjustment to inflation, that wouldn't be so bad after all.
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This will only be the beginning. The CDU/CSU also wants to cut statutory health insurance benefits.
All in all, we have rising costs for the middle classes plus fewer benefits. Nobody believes the fairy tale that expenditure is falling
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As long as the socialists and communists are elected, this will continue politically.
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I can understand the global outrage here. I also don't think it makes sense to take money away from people who are providing for their old age.
But it is also a fact that when it comes to wealth policy in Germany, we are on a very dangerous path - also for our democracy. If we only consider wealth, not income, our Gini coefficient is over 0.8 and the two richest families own as much as the poorer half of the population combined. These are figures from developing countries and just two examples of many. Today, it is more important which family or social class you are born into than it was thirty years ago. This segregation of the population strata hinders progress and jeopardizes Germany as a business location. Furthermore, there are plenty of studies that show that a relatively high level of inequality in societies also has a negative impact on democratic development. We are currently seeing this clearly in many democratically governed countries.

Germany's decline, which many people are denouncing here, also comes decades after we adopted a particularly liberal policy towards the richest 10%.
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To be honest, I'm now afraid to work out how much of my gross goes to the state or state-related institutions through all kinds of channels. Social security ... Est. ... capital gains tax. ... VAT. ... you-name-it tax or levy.
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Anyone who chooses something like this also has a subscription to mental disability
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