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ETF supplements

Hello everyone,

Some time ago, at the beginning of the Iran war, I reorganized my portfolio to make it easier for myself overall.

I sold my individual stock positions with profits and have now switched my portfolio to an ETF structure. I simply want to build up assets for my family for the future without extreme risk and away from conventional call money/accounts. Dividends are not intended as income but rather as annual vacation money for the family to enjoy.

I am currently looking for additions to my ETF positions. Currently led by $XDWD (+0,36 %) , $ISPA (+0,03 %) , $LDGL (-0,41 %) , $EIMI (+1,66 %) , $D6RR (+1,02 %) I am quite satisfied. All are saved with a total monthly savings plan of EUR 850.

The EM position will also be increased again with the next special payment and price correction in order to further increase the emerging markets.

Which ETFs would be useful to include in my portfolio? Do you have any ideas? I would like both accumulating and distributing.

I am currently thinking of small caps ?

Please do not include the business shares/ Uni Global positions, as these positions are VL and employer shares with 7% dividends.

Best regards

8 Comentarios

You are aware that $LDGL pays out in USD and that you always have the currency risk. The $TDIV distributes in euros and has the better performance. Why only world and EM and no Europe ETF like the Stoxx 600?

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Olli@Olli68

@Stilgar Whether the payout is in dollars or euros is completely irrelevant. In the end, you get the same amount. Think about it again!

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Basti1983@Basti1983

@Olli68 I also tend to see it that way. And with regard to $TDIV, I also find it difficult to compare as the structure and breakdown is different. I find the $LDGL very interesting because of the structure, the weightings and the research and balancing. I've watched a few videos about it. Why not be there from the start. I also think the inflow is quite good after a few months.

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Olli@Olli68

@Basti1983 Yes, I also like the concept very much.

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Stefan@Da_Fischi

Looks good, but you already have very little US exposure in your portfolio. I would increase the allocation to the MSCI World ETF and add SmallCaps $WSML.

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Basti1983@Basti1983

@Da_Fischi Thank you. That's exactly what I have on my screen. Thanks for your tip regarding the MSCI

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Denis@DenisVidukic

Your ETF portfolio covers most of the world. It would be worth considering investing either in the $WSML (perfect complement to your existing MSCI World ETF) or in a yield boost à la $XNAS (your goal is to build up assets). Good luck 👍!

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Basti1983@Basti1983

14Min

@DenisVidukic Thank you for your answer and your tips. With the NASDAQ, I always ask myself whether the weighting is too high as the positions already overlap to an extreme extent, which may result in a lump of risk. But you're right about the asset allocation.

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