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Congratulations from me too on these birthday presents. Especially if you plan to invest in stocks, I would keep it very simple with the ETF strategy and leave it with the All World. It's unlikely that you'll get significant outperformance over the long term by overweighting certain regions. Instead, I would concentrate fully on stock picking in addition to this ETF base and fine-tune the strategy for this. On the question of how many ETFs are right: There is no clear answer to this question - but there are countless investment strategies. The only thing you should be aware of is that it is very unlikely to beat a broadly diversified world ETF in the long run, no matter how sophisticated the strategy. The following reading tip on thematic ETFs: https://capinside.com/c/thematische-etfs-nichts-fuer-passive-anleger And you can really learn a lot on Ben Felix's YouTube channel: https://www.youtube.com/c/BenFelixCSI/videos
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@randomdude
I'll check out YT, thanks for his tips!
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