@Wowa83 Because the nest egg is for emergencies and I want it in an emergency. Depending on what it is, it might be urgent. Then the broker doesn't work, or the money remains blocked for 2 days, then I need 2 days until the transfer is back at my bank (unless something is held back again or something else). You can expect it to take a week, in the worst case even longer. That's nothing to me.
