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Sector ETFs are not for me personally. As a rule, they don't offer much diversification, but have a higher TER than normal ETFs on large indices.

If you can't keep your fingers still, just look at 2-3 individual stocks that you buy in a separate portfolio. Intensive analysis, but still max. 10% of the portfolio. If you still don't manage to perform well with your individual stocks, it's at least not so bad for the overall performance.

You then only need to log into the ETF custody account to increase your savings plans after a salary increase 😉
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@KevinC Very good approach. Thank you very much. I would also keep a few individual stocks because they are too underweighted in all indices.
Thank you for your comment. ✌🏻
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