The year is drawing to a close. That's why I'm looking at my portfolio again today as a kind of year-end wrap-up. On Monday, another €1000 will be invested in the Community Depot. Nothing else is actually planned.

The reorganization in the main portfolio is largely complete and I am not yet 100% satisfied with the position sizes. Some fine-tuning is still required. In the case of dips, I will probably add to one or two positions.

Still under construction are $FMC (+3,73 %)
$SOLB (-0,73 %) and $SHEL (-0,74 %)

$MAIN (+0,27 %)
$O (+1,22 %) dividends will continue to be reinvested.

$DTE (-0,92 %) will also be kept and increased again at some point. $KO (-0,4 %) It's an on-off position for me, I'm actually Team Pepsi, but every time I think the price is right, I buy again.

Everything is going according to plan in the savings plan portfolio. I'm currently putting around €600 per month into it. That's income from my part-time farm. There's enough money in the account in case something breaks down and all the machines are fairly new anyway. A maximum of 10 years old. In other words, they should normally last for the next 20 years. Ok, I still have my old Case 644 from 1968, but it's broken less over the year than the 3-year-old Steyr 😀

Cash reserve for subsequent purchases is about 190k, which is currently at 3.5% interest at the Volksbank.

My company's year-end bonus is probably around 30k, which will go into an ETF in January I'm still thinking about whether Nasdaq, World or dividends.

So and now a few happy holidays to all

$O (+1,22 %) dip now or do you think there will be another one in the near future?

My portfolio shows a breakdown into different sectors and areas:

trade Republic: the shares and ETFs

scalable Capital : the gold

This is just the portfolio I want to hold for the next few years with a long-term savings plan. And if necessary, individual purchases where the opportunity arises, I think I am now quite well positioned or what do you think of the portfolio.

Stocks that I would like to hold for the long term

• Technology:
• 
  $MSFT (-1,05 %) Microsoft,
• $AAPL (+1,34 %) Apple,
• $GOOGL (+0,94 %) Alphabet,
• $ASML (-1,59 %) ASML
• $NVDA (+2,01 %) NVIDIA
• $TSLA (-4,58 %) Tesla

• Consumer goods:
• $KO (-0,4 %) Coca-Cola,
• $PG (-1,24 %) Procter & Gamble,
• $MCD (-0,31 %) McDonald's.

• Finance and insurance:
• $JPM (+1,21 %) JPMorgan Chase,
• $ALV (-0,66 %) Allianz,
• $V (-0,14 %) Visa

• Real Estate:
• $O (+1,22 %) Realty Income.

• Armor:
• $LMT (+0,94 %) Lockheed Martin.

• Retail:
• $WMT (-2,1 %) Walmart.

- Luxury:

$MC (-0,25 %) LVHM

- Various areas:

- $8001 (-0,17 %) Itochu

- Health

$JNJ (+0,03 %) Johnson & Johnson

ETF as core overlaps are relatively unimportant to me in this area :)

- FTSE All World :

$VWRL (+0,18 %)

-Global Quality Income:

$FGEQ (+0,06 %)

and then as a supplement

$BTC (-0,24 %) bitcoin

and gold $EWG2 (-0,3 %)

Yesterday I ordered my securities account transfer from Consorsbank to TradeRepublic.

A few considerations prompted me to do this.

Savings plans are free of charge (may change)

Savings plans can be executed weekly. (At Consorsbank only monthly. But you can trigger one-off payments on certain days of the month. I have not yet found out whether this is possible with TR)

the roundup and the cashback of the debit card are very interesting. Provided you consistently pay by card. But I am a person who prefers to pay small amounts in cash. Not least so that small businesses (bakeries etc.) don't have to pay the fees. I don't care about larger sums). I tried out the card today with 2 really small purchases. Together they brought 43 cents.

TR works with the Finanzguru app, but not properly with Getquin (so far), maybe there's still something going on, it's supposed to have something to do with an API. No plan.

1 Euro per order

3.25% from tomorrow 3% on the cash balance. Three times as much at ConsorsBank.

I am convinced of the concept after a lot of research on the net.

The process was really simple. I was able to apply for the transfer directly online at ConsorsBank. However, only whole items can be transferred, but that should be known.

The full units of ETFs and shares were booked out of the custody account 10 minutes after the order was sent.

The sale of the partial units was free of charge. But it took a little while.

But I also knew that thanks to the WWW.

For the time being, the sum from the parts remains in the clearing account for the advance lump sum.

Now I have to wait until the deposit has been transferred. I'm also curious to see whether the tax documents and the loss pots will be transferred.

I think everyone feels a little queasy when their securities are flying around in orbit somewhere.

I'll keep you posted on how long it took and so on.

I wish you all a Merry Christmas.

Carsten

Created without A.I. but certainly with errors :-)

Update:

16.12.24 Transfer requested

Something is happening 17.12.24 I would not have expected that

WOW the first papers are arriving at TR.

$O (+1,22 %)

$NVDA (+2,01 %)

$NKE (-6,85 %)

$TDIV (+0,29 %)

$QBTS (+2,85 %) (first test purchase at TR)

Update: 18.12.24

All items have been transferred to TR. And that within two days. I don't think it could be faster.

Now we just have to wait and see if and when the cost prices are updated.

Greetings

Carsten

Hello everyone,

I have a question about Trade Republic.

If I remember correctly, at the beginning of the saveback campaign it was possible to invest the saveback in a share/etf that was not being saved.

I am aware that a savings plan in the amount of €50 must be active.

However, I can currently only find the option of investing the saveback in a share/ETF that is also being saved.

Here is an example:

The FTSE World is actively saved with €100 per month.

The saveback is to be invested in Realty Income $O (+1,22 %) be invested.

Have I misremembered that this used to be possible? And is it perhaps still possible and I just don't know how it works? 😂

Many thanks for your help

#tr
#saveback
$O (+1,22 %)

$SPYD (-0,29 %) my last outstanding dividend for this year has thus been announced

0.3522$ (currently 0.336€) - this means that the total distribution for this ETF for the year in € is down by approx. 3%.

https://www.ssga.com/ie/en_gb/intermediary/resources/documents/dividend-distributions

The popular $O (+1,22 %) is currently the second largest position in this ETF with 2.18%.

Payment on 31.12. and then it's rum again with 2024 😅

Realty Income $O (+1,22 %) announces 128th dividend increase

Realty Income Corporation has announced an increase in its monthly common stock cash dividend to 26.40 cents per share after previously paying 26.35 cents.

This is the 128th dividend increase since listing on the NYSE in 1994 and will be paid on January 15 to shareholders of record as of January 2, 2025. The latest dividend rate represents an annualized amount of $3.168 per share, compared to the previous rate of $3.162.

Based on the company's share price of US$55.78 on December 10, the latest increase results in a dividend yield of 5.68%.

Although the latest dividend increase represents only a small increase over the previous dividend, this is the 654th consecutive monthly dividend payout in the company's 55-year history.

Solid dividend payouts are the biggest incentive for investors to invest in real estate investment trusts (REITs) and Realty Income is committed to growing the wealth of its shareholders.

Zidem has rightfully earned Realty Income's trademark as "The Monthly Dividend Company" and has achieved average annual dividend growth of 4.2% with 109 consecutive quarterly dividend increases since its listing on the NYSE.

Evening

currently $O (+1,22 %) buy or wait until the share falls below €50 again? And is it worth holding a dividend share with €500 to start with?

Thanks for your opinion and have a nice evening...