ICICI Bank 🏦 $IBN (-0,17 %) India's second largest private bank with a market capitalization of around USD 80 bn (as of 2025). In FY2024, it generated a net profit of ~USD 2.9 bn, with loan growth of ~17% YoY and a return on equity (ROE) of over 17%.

Strengths:

• Strong retail banking with over 6,000 branches
• Solid capital ratio (CET-1 > 14%)
• Digital leadership in the Indian banking sector

Growth driver:

• Growing middle class in India
• Rising demand for credit in the SME and consumer sector
• Expansion of digital platforms and fintech collaborations

My conclusion:

Well positioned for sustainable growth in the dynamic Indian market. Interesting for long-term investment + nice dividend.

Did you know the share and what do you think?