Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (-0,77 %) 30%
- $CSPX (-0,67 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+1,85 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,7 %) , $GOOGL (-0,85 %) , $AMZN (-1,29 %) , $SAP (-0,57 %) ,$NVDA (-2,07 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,05 %) , $NOVN (+0,37 %) , $NOVO B (-0,16 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-1,62 %) , $1810 (-2,73 %)
$PG (-0,41 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (-3,12 %)
$SIE (-2,49 %)
Energy sector 7%- $SHEL (+0,57 %) , $ENR (-3,98 %)
Financial sector- $ALV (-0,64 %) and $NU (-2,04 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
