Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,3 %) 30%
- $CSPX (+0,34 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (-0,53 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (-0,26 %) , $GOOGL (+0,01 %) , $AMZN (+0,21 %) , $SAP (-0,34 %) ,$NVDA (-1,88 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (+0,43 %) , $NOVN (+0,38 %) , $NOVO B (+1,04 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-1,25 %) , $1810 (-0,49 %)
$PG (+0,1 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (-4,56 %)
$SIE (-0,19 %)
Energy sector 7%- $SHEL (-0,5 %) , $ENR (-0,86 %)
Financial sector- $ALV (-0,83 %) and $NU (-2,73 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
