Hello, I am thinking about restructuring my portfolio, which in my opinion is very unbalanced, with a view to the future. I'm thinking of an investment horizon of around 15-20 years.
I would like to structure the core of my portfolio with the help of 60% #etfs with the help of
- $VWRL (+0,54 %) 30%
- $CSPX (+0,46 %) 30%
In addition, around 5% of my postage portfolio is to be #crypto above all $BTC (+0,94 %) consist of
I invest the remaining 35% in individual stocks.
- Technology sector 8%
- Thought of $MSFT (+0,07 %) , $GOOGL (+0,11 %) , $AMZN (+0,32 %) , $SAP (+0,55 %) ,$NVDA (+1 %) in approximately equal parts
- Healthcare sector 4%
- Something like $JNJ (-0,73 %) , $NOVN (+0 %) , $NOVO B (-0,53 %) but I'm not quite sure here yet, I want to read up on it in more detail
- Consumer sector 6%
- Thought of $COKE (-0,26 %) , $1810 (+5,35 %)
$PG (-0,05 %) but not sure yet either - Industrial sector 5%
- Something like $6501 (+0,28 %)
$SIE (+0,61 %)
Energy sector 7%- $SHEL (+1,25 %) , $ENR (+3,2 %)
Financial sector- $ALV (+1,15 %) and $NU (+0,52 %)
I currently have a monthly savings rate of 400-500 euros in addition to my studies and would divide this up accordingly and put it into a #sparplan and put it into a savings account.
What do you think of the weighting and do you have any tips, especially in the health sector?
Brief feedback is very welcome
