I think it's never too early to get to grips with the capital market - and that's also true for my son, who will soon be five years old. In a world where financial education is often neglected, I want to give him a feel for long-term investing at an early age.
The basis of his portfolio is a classic MSCI World ETF, which I save with a monthly savings plan of €100. This gives him broad diversification right from the start and allows him to benefit from the long-term growth of the global economy.
I also invest in individual shares that have a direct link to his everyday life and make it easier for him to enter the stock market world. These include:
- $MCD (-4.77%) (McDonald's) - A company that almost every child knows and has a strong global presence.
- $CAT (-4.89%) (Caterpillar) - As a little excavator fan, this is a must in his portfolio.
- $TNIE (-2.5%) (Tonies SE) - He uses the Toniebox every day, so why not invest in the company too?
- $MAT (+0%) (Mattel) - With strong brands such as Hot Wheels and Fisher-Price, a company that supplies many childhood products.
I'm less interested in short-term profits than in teaching him through play that companies he comes into contact with every day can also be traded on the stock market. In the long term, he can experience how investments grow - and hopefully learn to appreciate the value of long-term thinking and sound investments.
