Hello dear investors

I am the yield puppy 😉 and I would like to introduce you to my Chaos portfolio.

Briefly about me:

I'm turning 19 this year and started taking over my childhood portfolio, which was managed by my father, when I was 15.

At the time, the account consisted of around €8,000 in ETFs and an additional €15,000 in cash, saved for my studies, which I didn't dare touch at the time.

So 2021 is my financial birth year, at least in terms of building up knowledge, which is also a very important asset. In the beginning, I only watched videos from Finanzfluss and later also read the Handelsblatt, which my father loves to read.

Since then, I have invested all the money that was available to me - as pocket money or from various jobs - initially only "safely" in the MSCI World.

Over time, I decided that I enjoyed being more active in the market and I started to look more closely at economic news in order to identify good opportunities.

I then traded thematic ETFs, which in hindsight was profitable overall, but a poor bet compared to the MSCI as a benchmark.

The AI ETF was the only one in profit and outperformed the MSCI. Green Energy and Space flopped massively.

All in all, a meagre result, but I learned at the time that experiments from which I can draw experience like this are a thousand times more valuable than just the financial increase in value.

So the journey continued, but now with the motivation to actively learn and make mistakes.

The next step was shares. After some research, I decided to invest in$META (-1.29%) and $GOOGL (-1.13%) decided to invest. The motives for this should be well known. I have held $META ever since, as my entry was pretty good.

$GOOGL (-1.13%) In the meantime, I have already sold and bought it again.

But my search for good stocks continued and during my research I came across Getquin, where I have not only been tracking my portfolio ever since, but have also been a silent reader and have benefited from a great deal of expertise.

With a broad spectrum of information options and many opinions, the portfolio has now exploded with individual stocks. I know that this is very unpopular here on Getquin, and I also know myself that it is better to have fewer shares and, above all, a strategy.

However, I am still interested in trying things out. I'm years away from being even a good investor, but I'm improving and learning every day.

My most important lesson so far has come from using leverage. I initially tried it out with crypto via Bitget, because my circle of friends was into crypto leverage hype and some had a lot of luck. Here, too, I just wanted to try out what works and, above all, how.

Of course, I did my research beforehand and knew about the risks. However, I think you learn best from your own experience, so I deposited €30 and just got started.

After a few very questionable YouTube videos and a little time, I had traded my capital up to just under $300. In hindsight, there's no question: more luck than sense and the advantage that the courses didn't know any losses.

However, when the money increased tenfold, my emotions took over and today I have a balance of around $2 on Bitget.

This is an example of how mistakes can make you better in the long run because I am now more careful to let my emotions out and only invest in crypto 1:1.

My journey to this point has enriched my knowledge more than anything else. Even if my Chaos portfolio is still far from perfect, the rule here is: puppy protection 😂

I just wanted to share my story because I am very grateful for the many informative posts and exciting stories I have read here. Especially valuable comments - the more critical, the better - enrich Getquin considerably in my opinion.

It really is a great community. Many thanks ❤️

Greetings from 🐶

Liberation Day on April 2, 2025 was just two months ago, but it feels more like two years ago on the stock markets.

The markets have become accustomed to Trump's mood swings and the old adage is proving true once again: political stock markets have short legs

Monthly view:

My portfolio saw a massive rise in May and May 2025 is the second best month in the last 5 years with +8.1%. Only November 2021 was marginally better at +8.5%.

This corresponds to price gains of ~20.000€.

The MSCI World (benchmark) was +3.6% and the S&P 500 +6.1%.

Winners & losers:

A look at the winners and losers shows a completely different picture in May than in the last 2 months - Suddenly everything is green again.

On the winners is mainly made up of the stocks that have fallen in recent months: US tech

In 1st place is NVIDIA $NVDA (-1.79%) with price gains of almost €5,000. This is followed in 2nd & 3rd place by Microsoft $MSFT (-0.18%)
and Meta $META (-1.29%) with price gains of just under €2,000 each. 4th place goes to Ethereum
$ETH (+1.52%) with ~€1,400 price gains, finally making up some ground on Bitcoin $BTC (-1.47%) . In 5th place is another tech stock with TSMC $TSM (+0.11%) and +1,300€.

On the losers' side looked very relaxed in May. The biggest loser was Apple $AAPL (-2.34%) with just under €300 in share price losses. In 4th place was Allianz $ALV (-0.95%) with -120€, although this also corresponds to the dividend discount after the payout. So it's really significant when the dividend discount leads to a share ending up on the flop list of the month.

The performance-neutral movements in April were ~€500 - these are still lower at the moment due to the house building issue.

current year:

In the YTD my portfolio was still at -12,4% clearly in the red. Thanks to the strong May, it is now only -4.3%, although the MSCI World is still slightly better off at -3.3%.

In total, my portfolio currently stands at ~273.000€. This corresponds to an absolute decline of ~€12,000 in the current year 2025. -14.000€ of this comes from exchange rate losses, slightly offset by ~1.700€ from dividends / interest and ~3.200€ from additional investments.

Dividend:

• Dividends in May were +22% above the previous year at ~465€
• German equities were in the lead with Allianz $ALV (-0.95%) and Deutsche Bank $DBK (+0.63%) - Both with ~€120 (gross) dividend
• In the current year, dividends after 5 months are +25% over the first 5 months of 2025 at ~1.620€
• 
  I have reached another milestone with regard to the rolling 12-month view. For the second time, I have received over €3,000 in gross dividends for the last 12 months. This figure has now risen to over €3,100
• However, the fall in the US dollar is still having an impact on my dividend forecast - unfortunately, the growth rates in the second half of the year do not look very good compared to the previous year

Buying & selling:

• I bought in May for 885€
• 520€ shares
• 265€ ETFs
• 100€ crypto
• Sales There were none in May

Adjustment of savings plans for the second half of the year:

After a long time, there will be adjustments to my savings plans for the second half of the year. With Starbucks $SBUX (+4.27%) Apple $AAPL (-2.34%) and Hershey $HSY (-0.62%)
three shares will be removed from the savings plans. Starbucks and Apple will remain in the portfolio, Hershey is still open.

I will be adding Allianz $ALV (-0.95%)
which I have held in my portfolio for many years and bought individually in 2020.

In addition, the London Stock Exchange $LSEG (+0%) and Iberdrola $IBE (-0.28%)
will be added to the portfolio.

I go into these adjustments in detail in the YouTube video (see next section).

YouTube:

My portfolio update for May can be seen there again in the usual form.

Unfortunately, things are a little quieter there and here on getquin at the moment.

There are some private and professional issues at the moment that are taking up a lot of time.

Video: https://youtu.be/Pe59Z287-Zs

Goal 2025

I haven't really set myself any goals for 2025 due to the topic of building a house. A fixed savings rate is difficult to implement due to the issue (unforeseen costs and the like).

A dividend target will also be very difficult due to the high volatility of the US dollar.

That's why I'm focusing on other topics this year, especially building a house and possibly one or two successes in terms of YouTube.

How did May look in your portfolio?

#dividends

#dividende

#rückblick

#depotupdate

#aktie

#stocks

#etfs

#crypto

#personalstrategy

📊 Stock markets: DAX soaring 🚀

The DAX #dax started today with a strong tailwind! 🎉

• Start: approx. 23,965 points (+1.4 %)
• Midday: around 24,035 points (+1.7 %)

Reason for the good mood? 😎 US President Donald Trump has postponed the threatened 50% tariffs on EU exports by one month. This has brought relief to the markets.

🇺🇸 USA: Stock markets are robust 💪

Optimism also prevails on Wall Street:

• Dow Jones#dowjones Closing price on Friday at 42,654.74 points (+0.78 %)
• S&P 500: approx. 5,955 points (+0.7 %)
• Nasdaq 100#nasdaq100 wa 21,425 points (+0.4 %)

The markets do not appear to be impressed by the latest tariff threats. 📈

📈 Economy: light and shade 🌤️

The German economy is showing mixed signals:

• GDP growth in the first quarter: +0.4% - twice as much as expected! 🎉
• Annual forecast: However, the economic experts only expect zero growth of 0.0% for 2025.

The export sector, in particular pharmaceutical products and automotive parts to the USA, should be highlighted as a positive factor. 🚗💊

🏢 Companies: German companies on the upswing 🌟

According to PwC, German companies have made gains in the global ranking:

• SAP:$SAP (-1.97%) 31st place
• German Telekom$DTE (-1.81%) : back in the top 100 in 73rd place
• Siemens: $SIE (+0.06%) 74th place

A strong signal for the competitiveness of German companies! 💪

🔧 Industry: Hannover Messe with a focus on AI 🤖

Hannover Messe 2025 took place from March 31 to April 4 and set new standards:

• Over 4,000 exhibitors from 60 countries
• Around 130,000 visitors
• Top topic: Artificial intelligence in the industry
• Partner country: Canada

An exciting look at the future of industry! 🌐

⚠️ Data protection: Last chance to object 🛡️

Meta $META (-1.29%) (Facebook, Instagram) plans to use user data for AI training - without explicit consent. 😬

• Deadline for objection: Today, May 26, 2025
• NRW consumer advice center complains, so far without success

If you want to protect your data, you should take action today!

🎯 Conclusion: A day full of dynamism and opportunities 🌈

Today is a day that shows how closely politics, business and technology are interlinked. It remains exciting to see how developments will continue in the coming weeks.

Hello everyone,

Since many of you have shown your depots recently, I thought I'd follow suit and present mine too.

Briefly about myself:

I have just completed my training as a bank clerk and now work in an auditing firm.

I am also unable to insure certain risks such as incapacity for work or similar due to pre-existing conditions (nothing serious).

I have also just moved into a great apartment with my boyfriend.

Investment goal:

I am building up the portfolio with savings plans as well as individual purchases. The ultimate goal is for all positions to be self-financing with €25.00 per month. With the dividends that accrue by chance, I would like to cover part of my monthly fixed costs. This is quite possible as I have an extra account for my custody account (free of charge at my house bank).

The following items are still missing: $META (-1.29%)
$JNJ (-1.34%)
$MA (-0.38%)
$MSFT (-0.18%)
$NVDA (-1.79%)
$PEP (-1.77%)

For 2025, I would like to get as close as possible to the €100.00 mark.

It's a bold target, and many might object because of the savings plan / individual purchase combination, but this is the best way for me. The role model for this is @Simpson.

I would also like to replicate the portfolio step by step at Trade Republic for vacations etc.

In my current circumstances I have enough reserves to be able to focus on dividends.

As of yesterday, I beat the MSCI World with 0.71%, which I think is pretty good.

Do you have any ideas for changes to the positions? And please don't liquidate all positions and then into the $VWRL.

The $VWRL (-0.54%) only came later that some positions overlap, but this is not a problem for me because of the dividend idea.

Have a nice weekend!

We (around 40 people from SW development) trundled into a bar after work last week and wanted to round off the evening in a relaxed atmosphere. Instead of 2 beers, there were of course significantly more and the topic of our operational business was over relatively quickly, in the end of course (once again) we only talked about AI and the discussion hype/sustainability and how each individual can benefit from it (many do without any company insurance, prefer to receive an annual bonus and invest it in the stock market).

In the end (8 beers later) there was relative agreement that it is

a) it is a megatrend with a tailwind (comparable to the internet or smartphones back then)

b) AI will change every industry (and in my opinion very quickly)

c) targeted investments will lead to significant increases in value in 5-10 years.

What has left us all with questions is the impact on the labor market. Entire industries will look completely different in the future; instead of people, there will be robotics and perhaps a handful of people monitoring everything. Where will that lead? Tax systems need to be rethought (loss of jobs = loss of wage tax and social security contributions), the education system needs to be revolutionized and so on. Where are we heading? AI user tax? Digital value-added taxation?

Very exciting with our political leaders and little hope :D

Of course, this is all minimally frightening, but it also offers us all incredible opportunities.

To return to the core issue: I think we all have an opportunity here to build massive wealth. My portfolio is extremely tech-heavy, so I'm still betting on the big players ($NVDA (-1.79%) , $TSM (+0.11%) , $ASML (-0.34%) - entire value chain for chip development), $GOOGL (-1.13%) , $META (-1.29%) . $AMZN (-2.29%) and also a few riskier ones like $PLTR (+2.45%) , $SMCP, $NOW (-1.09%) etc.).

Quantum computing would of course be the next big highlight, but that's another story.

What do you think about it? How will AI shape our generations, what social impact will it have and where are you investing?

LG Max