Hello everyone,

I have looked at the stocks in my portfolio with my new but still incomplete knowledge of fundamental analysis and am of the opinion that some stocks are heavily overvalued.

Perhaps they will fall back to their fundamental value soon or at some point?

Yes, actually this is bound to happen in the long term.

So I'm wondering whether I should sell now and invest the capital in fundamentally favorable stocks or in my ETFs?

I also find it interesting that some stocks were already overvalued when I bought them and some only became overvalued later.

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In my opinion, some of the stocks in my portfolio are overvalued:

(not exhaustive)

Palantir $PLTR (-11.65%)

Ferrari $RACE (-3.06%)

Rheinmetall $RHM (-10.98%)

Agree Realty $ADC (-2.24%)

visas $V (-6.9%)

Hermes $RMS (-4.6%)

Microsoft $MSFT (-2.36%)

Nu 😅 $NU (-6.44%)

Asml $ASML (-2.09%)

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On the other hand, I think they are favorably valued at the moment:

(some are not really cheap, but maybe worth buying)

Amazon $AMZN (-3.47%)

Abc $GOOGL (-2.74%)

Sofi $SOFI (-9.67%)

Lockheed Martin $LMT (-3.69%)

Berkshire $BRK.B (-6.3%)

Caterpillar $CAT (-4.89%)

Occidental Petroleum $OXY (-7.71%)

Rio Tinto $RIO (-6.32%)

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I think I probably wouldn't regret it if I just sold everything and put it in the $HMWO (-5.73%) and put it in the But I enjoy individual shares and the risk is limited. Still, I would like to know how you read valuations and translate them into action decisions and what you think about my specific situation and would possibly act.

Hi everyone,

I am 21 years old and have been actively investing myself since 2019, before that my parents started investing money for me.

Now I started working at the beginning of the year and can currently invest €1000 per month, but I'm thinking about increasing it again if necessary, as I have enough left over at the end of the month.

I am currently saving $BRK.B (-6.3%)
$NVDA (-7.25%)
$AAPL (-6.8%)
$MSFT (-2.36%) and $META (-4.44%) with 50€ each.

The ETFs $UST (-5.57%)
$LYPS (-5.44%)
$LYY7 (-5.8%)
$IWRD (-5.63%) and $LOCK (-5.17%) with 150€ each.

I would like some feedback on what you think about diversification in the savings plan, or whether I should invest more in shares at a young age.

I will also be joining Trade Republic next month and will also be focusing on short-term trades as I have been looking into this a bit more recently.

I look forward to your feedback and what could be adjusted in general.

Best regards!

Took advantage of the current situation on the stock market and $BRK.B (-6.3%) into the portfolio.

Portfolio thus complete.

60% Core (ETF)

40% satellites (16 individual stocks)

I took a closer look at Berkshire's trades for today's video. And during my research I came across massive sales by the CEO and deputy CEO of JPMorgan. Are they waiting for a crash?

#berkshirehathaway
#jpmorgan

$BRK.B (-6.3%)
$JPM (-7.37%)

In case anyone is specifically interested... I looked at the purchases with Aktien.Guide:

https://youtu.be/8oUpZ5CBqgw?si=vtRldJm23QGv-9zq

$BRK.B (-6.3%)

There are plenty of cash reserves. Apparently he is getting a discount for his next acquisitions.

An analysis by Consorsbank of over one million customer custody accounts, which is exclusively available to Handelsblatt, shows the savings behavior of Germans. According to the Bundesbank, the size of the sample corresponds to around one in 30 custody accounts held in Germany and therefore offers a representative view of the savings behavior of German investors.

According to the survey, the number of savings plans has increased compared to 2020. "Since then, the proportion of custody accounts with at least one savings plan has risen from 35.9% to 44.6%," reports Tino Benker-Schwuchow, Head of Consorsbank.

It's almost boring," says Benker-Schwuchow, "because year after year we see new sales records for ETFs." The boom in exchange-traded index funds is also noticeable in the Consorsbank custody accounts, especially in the savings plans.

"ETF savings plans are used disproportionately by people under 35," he explains. Older investors tend to invest regularly in actively managed funds and individual shares.

With an average of EUR 152 per savings plan per month, ETF and fund savings plans are in the lead.

Eight of the ten most popular ETFs track the MSCI World. Also among the top ten ETFs are the "Xtrackers MSCI Emerging Markets UCITS ETF", which allows investors to invest in emerging markets, and the "Xtrackers MSCI World Information Technology UCITS ETF", which specializes in tech companies.

There is a clear focus on the United States 🇺🇸 among the most popular stocks for holders of equity savings plans. This is dominated by the major tech companies Microsoft $MSFT (-2.36%), Apple $AAPL (-6.8%), Nvidia $NVDA (-7.25%) and Amazon $AMZN (-3.47%). They occupy the first four places. They are followed by savings plans on Berkshire Hathaway $BRK.B (-6.3%). The shares of the beverage company Coca-Cola $KO (-3.58%) is also regularly invested in. In seventh place is the Allianz share $ALV (-8.43%) the first and only German stock 🇩🇪 in the list of ten.

Market observers advise investors to diversify their portfolios as much as possible. "After around ten years of the tech boom, it can make sense to diversify your portfolio with an emerging market ETF or a global ETF that excludes the USA," explains financial mathematician Andreas Beck. He is head of the investment consultancy Index Capital.

Source (excerpt) & graphic: Handelsblatt,

25.02.25

How much is $BRK.B (-6.3%) dependent on Buffet? I mean, he has a few years under his belt and if he dies, how will the stock perform? What do you think?