💰 Savings plans overview 💸
🌍 $IWDA (+0.44%)
: 175 € per month
-175 € via savings bank
📈 $SP20 (+1.62%)
: 180 € per month
-80 € via Volkswohlbund
-100 € via Trade Republic
🤖 $XAIX (+1.39%)
75 € per month
-75 € via savings bank
🥇 $EWG2 (+0.63%)
: 50 € per month
-50 € via Sparkasse
🤯 $OG7X : 40 € VL per month
-40 € via savings bank
₿ $BTC (-1.15%)
80 € per month
-40€ 2-weekly via Bitpanda
🚀 $SOL (+2.17%)
: 20 € per month
-20 € via Bitpanda
😩 $XRP (+0.67%)
10 € per month
-10 € via Bitpanda
🔬 $QBTS (+1.34%)
10 € per month
-10 € via Trade Republic
📊 Total monthly savings amount:
630 € per month
First of all, flaming me for the Volkswohlbund savings plan, ik. I just wanted to "tidy up" a part of it so that it would be more difficult/convenient for me to access the money at short notice.
So: reallocation from the Nasdaq100 to the S&P500 top20. Switch from iShares Gold etc. to the tax-free variant. Switch from TR to Bitpanda for the crypto savings plans.
Fyi the savings bank custody account incl. savings plans is still a relic from the old days. I left it in my mom's name back then (when I was still a minor) so that I wouldn't make any stupid financial decisions. I know, fees, etc. ...
When I've finished my dual studies and maybe added a Master's degree, I'll have the custody account put in my name and maybe transfer it to TR. But that's still written in the stars :)
