1Wk·

Depot review February 2025 - After DeepSeek chaos in January, Trump chaos now follows in February

2025 - A stock market year that has so far been more reminiscent of rough seas. It goes uphill and the next moment it goes abruptly downhill again.


The January began with a lot of Trump euphoria on the markets, before this was halted by DeepSeek in the second half of January.

The February recovered relatively quickly from this shock before falling again in the second half of the month. The Trump euphoria has turned into a Trump shock for the time being.


Nevertheless, I will continue to hold a 75-80% USA quota with a high proportion of tea.

I can get over the fact that after 2 years of outperformance against my benchmarks, there may be an underperformance this year.


Monthly view:

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In total, February was -3,2%. This corresponds to price losses of almost 10.000€.

The MSCI World (benchmark) was down -2.5% and the S&P500 -1.4%.


Winners & losers:


A look at the winners and losers nevertheless reveals a surprising picture for the top performer in February.

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But first a look at the losersThe biggest loser by far is Alphabet $GOOG (+0.1%) With losses of almost €3,000, the share price took a heavy hit in February. This is followed by a total of almost €5,000 in price losses Bitcoin
$BTC (-4.94%) & Ethereum
$ETH (-8.21%) . 4th & 5th place goes to Salesforce
$CRM (-1.41%) and TSMC $TSM (-1.21%) two more tech stocks


On the winning side are actually at the top, much to my own surprise NVIDIA
$NVDA (+0.22%) with a price gain of almost €1,000. And this despite the fact that NVIDIA lost over 10% on the penultimate trading day in February. Nevertheless, the recovery after the DeepSeek shock in February was greater than expected.

The top 5 includes Amgen
$AMGN (+0.39%) and Johnson & Johnson
$JNJ (+0.29%) two stocks from the healthcare sector, a rather defensive sector. These are joined by MercadoLibre $MELI (-2.34%) and Palo Alto Networks $PANW (-0.26%) but also two tech stocks.


The performance-neutral movements were positive again in February at € 900, after January was clearly negative due to a property purchase.


current year:

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In the YTD my portfolio is still just in the plus with +0,6%. However, the MSCI World is up +1.9% and I am currently underperforming my benchmark.


In total, my portfolio currently stands at ~288.000€. This corresponds to an absolute growth of ~€3,000 in the current year 2025. ~1.000€ of this comes from price increases, ~500€ from dividends / interest and ~1.500€ from additional investments.



Dividend:

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  • Dividends in February were 19% above the previous year at ~€188
  • At the top of the list Procter & Gamble
    $PG (+0.21%) with now over €50 (gross) dividend every 3 months
  • In the current year, the dividends after 2 months are +24% over the first 2 months of 2025 at ~350€



Buys & sells:

  • I bought in November for ~800€
  • 520€ shares
  • 210€ ETFs
  • Here I took up a new ETF via a savings plan, an ETF that normally does not correspond to my strategy at all. This is a Covered Call ETF on the NASDAQ $JEPQ (+0.5%) - The ETF uses a covered call strategy to aim for a distribution of ~10% p.a. and still generate price gains. I know that this doesn't make sense from a tax perspective, but what the heck: you can have fun sometimes 😉
  • 100€ crypto
  • sales there were none in February


YouTube:


I uploaded a few new videos to YouTube in February and I'm starting to feel less stupid talking into a microphone.


I've also uploaded my portfolio update there as a video if anyone would like to see some more information about the portfolio performance in February:

https://youtu.be/iJZ0i3EO5Hs


Here I act according to the motto: Let's see what happens - What will happen!


Goal 2025


Building a house makes it particularly difficult to formulate a goal this year.

A certain savings rate? Difficult if additional costs are suddenly added

A certain deposit value? Also difficult, as I can't really back this up with my savings rate this year and the markets are very volatile.


The current portfolio balance is ~€290,000. I would estimate additional investments at ~€15,000. This would bring me to just over €300,000. I originally assumed a market return of 7% for this year. However, after the first two months it is difficult for me to estimate how this year will go.


That's why I'm being honest: A target doesn't make sense for me this year.

The goal is to build a successful house and for the portfolio we'll just see what happens.


#dividends

#dividende

#rückblick

#depotupdate

#aktie

#stocks

#etfs

#crypto

#personalstrategy

55Positions
€290,076.87
66.51%
27
10 Comments

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Thank you for your overview 😊👍

My Scalable portfolio was relatively stable +- 0 but I don't have any Bitcoin either 😂
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@Simpson always happy! :)

And probably also an advantage of your high diversification, so it doesn't hurt quite as much when the Big 7 crash 😂
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@Simpson How did you create this dividend overview via getquin? I am a paying user but cannot find this option.
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@xXnadXx If I mean the same overview as you, then these should be screenshots from Trade Republic.

@Simpson please correct 😄
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@Mister_ultra I think he means this overview of getquin that is only available on the web and not in the app 🤔
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@Mister_ultra Thank you for your overview! The graphs look great. Which app did you use to create them?
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@patbate with pleasure!

I actually created the graphic for Top / Flop the old school way with PowerPoint for the YouTube video 😂

If you mean the others: Dividend here is from getquin and the two performance overviews from Portfolio Performance on the PC :)
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@Mister_ultra ahhh okay :) Thanks! Looks very good anyway.
My condolences @Simpson
By the way, Bitcoin is tax-free after one year.
👍 It's similar for me, but the absolute losses are significantly higher 🙂, probably not in percentage terms.
You have a lot in your portfolio that should be very crisis-proof ( $MA and of course: $PG for example). Just keep going. I would kick some things out, but of course that always depends on your investment horizon and personal strategy.

(Whereby on the subject of strategy mMn. In the long term, nothing beats the fundamental quality of the respective share: I.e. buy, hold, get rich over time. The history of the last 100 years confirms this "strategy" on average for all investors, I am quite sure of that).
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