Toxi · 2024-12-10T18:26:49.759516Z

Das einzig Positive heute 👀📉

@Toname

1Mon·

The only positive thing today 👀📉

10.12

IBM

Received x5 Dividends at $1.67

$8.35

10 Comments

Chris@Psychedelic_Sunflower

1Mon

Only (partial) retirees, private individuals or people who like paying taxes so much that they prefer to do so sooner rather than later are happy about dividends.

•

Patrick Schäfer@Hotte1909

1Mon

@Psychedelic_Sunflower according to your profile and your posts from 8 months ago, you have a dividend portfolio yourself?

•

Yoshika@Yoshika

1Mon

@Hotte1909 Sometimes, as a younger investor, you climb the ladder of evolution, leaving dividends behind and getting smarter with growth investing after learning the ropes.

••

Chris@Psychedelic_Sunflower

1Mon

@Hotte1909 no. I have a few stocks that pay dividends, but not because of the dividends. I was also very fond of dividends at the beginning, but over time I have come to realize that they are counterproductive to too great an extent in the savings phase. However, it can make sense for the people mentioned above.
Can you read something in my profile description? I thought it was empty.

••

Toxi@Toname

1Mon

@Psychedelic_Sunflower What does this have to do with my post? Are we no longer allowed to enjoy a dividend? My position is up 111%. It's not $INTC which is already dying anyway.

•

Chris@Psychedelic_Sunflower

1Mon

@Toname Has a lot to do with the post, both are about dividends. You can certainly be happy about dividends. But you can also question the motives that lead to this joy. Because you haven't won anything with the dividend, it was deducted from the share price a few weeks ago and you got it back today. It's just that Uncle Sam and possibly the tax office have held out their hand in the meantime.
If you can live off the dividends or enjoy your retirement with them, then of course I'm happy for you.

•

Toxi@Toname

1Mon

@Psychedelic_Sunflower I understand what you mean. But in this case, it's only positive if a company is constantly growing and can therefore pay out a healthy dividend. As I wrote, it's not Intel, so as an investor I won't be very happy about the dividend, as they have completely different problems and could certainly suspend it from time to time. From a tax point of view, it's nice to make full use of the €1000 exemption order.

••

Chris@Psychedelic_Sunflower

1Mon

@Toname On the one hand, yes, but on the other hand it would be even better if the company had a better use for the money than distributing it to shareholders at a low tax rate. Namely to invest it in further growth. Utilizing the tax-free amount is also only a limited argument, as you can also sell and buy back shares. It's even cheaper, as at least you don't pay withholding tax on foreign dividends.

•

Chris@Psychedelic_Sunflower

1Mon

@Toname I don't want to take away your joy, but I do want to show you the other side of "Great, dividend!".

•

Toxi@Toname

1Mon

@Psychedelic_Sunflower All good, thanks for your opinion! 😁

••