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ETF with a focus on dividends

Good evening community,

I save 200€ per month in $IWDA, 20€ in $EXUS and another 10€ in $XMME.

An additional 30€ in $VHYL to ensure a long-term passive income.

I looked at the dividend data of $VHYL and saw that the dividend growth is low.

Can anyone recommend better dividend ETFs or would it generally make more sense to generate passive income via dividend stocks like $O (+1.37%) or similar.

Best regards

21 Comments

golden_twenties@golden_twenties

$TDIV

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ya301kr@ya301kr

@golden_twenties Thanks for your reply. Somehow the domicile abgeschreckt🤷‍♂️ has been almost exclusively Ireland for ETFs until now

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golden_twenties@golden_twenties

@ya301kr Withholding tax is of course an issue, but the dividend is significantly better than at $VHYL and the share price performance is quite respectable. For me, the perfect complement to the $VWRL

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ya301kr@ya301kr

@golden_twenties Yes, you're right. Thanks for your Meinung☺️
Would you wait for a good entry or redeploy the money from $VHYL directly?

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golden_twenties@golden_twenties

@ya301kr Personally, I see no reason to wait if you decide to reallocate.

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Giuse@Coyote980

@golden_twenties ah just saw that you've already suggested it 😁...
I think it's great.

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Giuse@Coyote980

@golden_twenties true, but ☝🏽...if the tax-free amount has already been exhausted, it no longer matters.

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Giuse@Coyote980

@golden_twenties I agree, it's so stable...you had to wait a long time for an entry ☝🏽😅

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Jo'@Jo_Wolf

$VWRL

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Giuse@Coyote980

Have a look at the vanEck morningstar
$TDIV...I have that too.
Yes, it's the Netherlands, withholding tax .... but if your tax-free allowance has already been used, it doesn't matter.
If you are still young, it has good divi growth and a good price increase.
Most of the ones I looked at have either a strong focus on dividends or divi growth, but very low dividends.

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BockaufDividenden@BockaufDividenden

@Coyote980 could you explain to me what you mean by "if the allowance has been used, it no longer matters"

In what way does it make a difference whether the tax-free amount has been used up or not?

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Giuse@Coyote980

@BockaufDividenden an ETF from Ireland is tax-free, only the German one deducts the taxes...unless you still have the allowance of 1000€ open, then everything is tax-free.

In the Netherlands, taxes are due, which means you have a €1000 allowance, but in the Netherlands you still pay taxes on dividends...that would be a waste of money. But since most people have already exhausted the amount either way, it doesn't matter.

Nothing earth-shattering, but good to know...
There's a video somewhere that explains it better 😅
I am a foreigner 😂

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BockaufDividenden@BockaufDividenden

@Coyote980 oh yes, you mean the other withholding tax or double taxation agreements, but thank you :)

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Giuse@Coyote980

@BockaufDividenden Yes, I'm not that much of an explainer ... 😅
But I was wondering about that when I started with the SP.
And then I came across this information. That's why I don't see the taxes as such a tragedy....
Most people have already exhausted the 1000€/2000€.

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Hulkhagen@Hulkhagen

@BockaufDividenden After exceeding the tax-free amount, you even pay slightly less tax here, as the solidarity surcharge is not calculated on the 15% withholding tax in the Netherlands 😎

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BockaufDividenden@BockaufDividenden

@Hulkhagen ahh nice! I didn't know that!

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Giuse@Coyote980

@Hulkhagen OK, I didn't know that little thing either. Yes, some things don't look good at first glance. But as I said, I think this ETF is great.

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Hulkhagen@Hulkhagen

@Coyote980 Me too. I am invested

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