The demand for good and stable dividend shares is constantly increasing. More and more questions are being asked about the reasons why dividend hunters pursue such strategies. Questions about the recommendation of good and moderately safe dividends are just as frequent.
I have therefore prepared a small list of various dividend-paying ETFs and shares for you and would like to ask you to add to it.
What are your motivations for dividend stocks?
What are your favorite HIGH dividend stocks?
Do you have any high dividend ETFS ?
Would you like to add to this list ?
First of all:
This list is not a recommendation to buy or sell and should not be regarded as investment advice. It merely serves as a list and overview. This list is not complete, but an overview of those stocks that are particularly popular in general and also here in the GetQuin community, for a variety of reasons.
Reasons:
- Compound interest effect: If I invest e.g. 5000 euros this year, I will receive a reasonable dividend which I will reinvest next year. For my example, I use 5% after tax. The €5000 per year is an average of €416.66 per month.
1st year: €5000 → 5% = €250 interest
2nd year: € 5250 from the previous year + € 5000 new investment =
€ 10,250 → times 5% = € 512.50 dividend. Without the € 250 dividend from the first year
it would only be € 500 If you now extrapolate it to 30 years, you will find that the interest / compound interest exceeds the capital invested after a few years. This depends on the amount of your invested capital, the dividend amount of the selected shares and, above all, the investment period.
The dividend increases every year. Provided you reinvest everything skillfully. What do you estimate? In my example, from which year onwards will the dividend income exceed the capital invested?
3rd year: € 10762.50 + € 5000 NEW INVESTMENT = € 15762.50 → 5% = € 788.12
4th year: € 15762.50 + € 788.12 + € 5000 = € 21,550.62 → 5% = € 1077.53
5th year: € 21550.62 + € 1077.53 + € 5000 = € 27628.15 → 5% = € 1381.41
6th year: 27628.15 + 1381.41 + 5000 € = 34009.56 → 5% = 1700.48 €
7th year 34009.56 + 1700.48 + 5000 € = 40710.04 → 5% = 2035.50 €
8th year 40710.04 + 2035.50 + 5000 € = 47,745.54 € → 5% = 2387.28 €
9th year € 47,745.54 + € 2387.28 + € 5000 = € 55132.82 → 5% = € 2756.64
10th year € 55,132.82 + € 2756.64 + € 5000 = € 62889.46 → 5% = € 3144.47
After 10 years, you have invested €50,000 and have a capital of = €66,033.93. Accordingly, you have earned € 16,033.93 through the compound interest effect.
Good or what? Let's see what happens after 15 years ....
11th year: €66033.93 + €5000 = €71033.93 +5% = €3551.70 = €74585.63
12th year:€74585.63 + €5000 = €79585.63 + 5% = €3979.28 = €83,564.91
13th year:€ 83,564.91 + € 5000 = € 88564.91 + 5% = € 4428.25 = € 92,993.16
14th year:€ 92,993.16 + € 5000 = € 97,993.16 + 5% = € 4899.66 = € 102,892.82 !!!!!!!!
15th year:€102,892.82 + €5000 = €107,892.82 + 5% = €5394.64 = €113287.46
Let's note that after 14 years in which you invest €5000 every year and have reinvested all dividends
reinvested, you will have a capital of over €100,000 in my calculation example.
After 15 years, your expected dividends will exceed your annual investment of €5,000. This means that from the 15th in my calculation example, you earn more compound interest than you invest.
When do you think you will exceed €500,000? Do you really need 5 times as long as for the first €100,000?
16th year: € 113287.46 + € 5000 = € 118287.46 + 5% = € 5914.37 = € 124201.83
17th year: € 124201.83 + € 5000 = € 129201.83 + 5% = € 6460.09 = € 135661.92
18th year: € 135661.92 + € 5000 = € 140661.92 + 5 % = € 7033.10 = € 147,695.02
19th year € 147,695.02 + € 5000 = € 152695.02 + 5 % = € 7634.75 = € 160329.77
20th year € 160329.77 + € 5000 = € 165329.77 + 5 % = € 8266.40 = € 173596.26
21st year € 173596.26 + € 5000 = € 178596.26 + 5 % = € 8926.81 = € 187526.07
22nd year € 187526.07 + € 5000 = € 192526.07 + 5% = € 9626.30 = € 202152.37
After just 7 more years of brave saving and reinvesting, we will probably reach the €200,000 mark. Come on, let's keep playing the game until we reach the €500,000 limit. But one thing is already certain, the first €5,000 were the most important !!!!
23rd year:€ 202152.37 + € 5000 = € 207152.37 + 5 % = € 10357.62 = € 217509.99
24th year:€ 217509.99 + € 5000 = € 222509.99 + 5 % = € 11125.50 = € 233635.49
25th year:€ 233635.49 + € 5000 = € 238635.49 + 5 % = € 11931.77 = € 250567.26
26th year:€ 250567.26 + € 5000 = € 255567.26 + 5 % = € 12778.36 = € 268345.61
On average, you now have more than €1000 income per month. This already exceeds the pension of many people here in Germany. The more important question is actually how much beer do we get at the bar in Thailand?
27th year: 268345,61 € + 5000 € = 273345,61 € + 5 % = 13667, 28 € = 287012,89 €
28th year € 287012.89 + € 5000 = € 292012.89 +5 % = € 14600.64 = € 306613.53
29th year € 306613.53 + € 5000 = € 311613.53 + 5 % = € 15580.68 = € 327194.21
30th year € 327194.21 + € 5000 = € 332194.21 + 5 % = € 16609.71 = € 348.803.92
31st year € 348,803.92 + € 5000 = € 353803.92 + 5 % = € 17690.20 = € 371494.12
32nd year € 371494.12 + € 5000 = € 376494.12 +5 % = € 18824.71 = € 395318.83
33rd year € 395318.83 + € 5000 = € 400318.83 + 5 % = € 20015.94 = € 420334.77
34th year € 420334.77 + € 5000 = € 425334.77 + 5 % = € 21266.74 = € 446601.51
35th year € 446601.51 + € 5000 = € 451601.51 + 5 % = € 22580.08 = € 474181.59
36th year € 474181.59 + € 5000 = € 479181.58 + 5 % = € 23959.08 = € 503140.66
After 36 years, you will probably have reached the €500,000 capital capital. It can be assumed that you will then receive around € 24,000 in dividends per year. That is 2,000 euros per monthmonthly average. I don't think most Germans will even reach this average as a pension at the moment.
How much capital have you invested and how much is interest?
Of the €503140.66, just €180,000 is capital invested
36 * 5000 € = 180.000 €
The rest, i.e. € 323,140.66 is compound interest !!!!!!!! Because you have bravely reinvested everything. It would probably be possible for most people to quit their main job now and either
take early retirement or at least go down to 50% or something similar.
Please consider a few things about this projection:
Of course, I cannot guarantee that this will be the case. The 5% is intended as an average, after tax. Due to inflation, it can also be assumed that €5,000 is worth a lot more today than later. This means that the savings amount can certainly be increased every 5 years. However, you cannot include all eventualities and factors in such a calculation. I have always rounded up or down to two digits and only taken the annual average although we sometimes receive dividends on a monthly/quarterly basis.
Of course, price fluctuations must also be taken into account. Many shares will go up considerably, but others may disappear from the scene. Unfortunately, we cannot look into the future.
Let's assume that you have paid off a property worth over €500,000 in the course of these 36 years and are now selling it and investing in Thailand or another beautiful place in the world, you will have a damn good life.
In many countries around the world, you can buy a great house for €100,000 - €200,000.
You still give your kids something (hopefully they come with you, that's the hardest part) and you still have a lot of money left over.
And if I pass away at some point, my children will already know what to do with the shares ;-) EXPAND !!!!
So, I actually just wanted a list of high-dividend stocks with reputable companies. Sorry, I digressed a bit :D :D :D
I'm really looking forward to your additions:
I would like to find a list of reputable favorite companies for the bookmark list
in the dividend area, but with more than 4.5 % dividend payout, before tax!
Where we can at least assume that these companies will, in all probability
will play an interesting role in the market for a long time and are not planning to stop paying dividends. Please form your own opinion about your investment before buying!
This is not a recommendation or advice!
Here we go ;-)
Telecommunications:
AT&T = dividend yield of 7.65 % / payout every 3 months
RTL Group = dividend yield of approx. 14.48 % / distribution annually
Insurance companies
Allianz = dividend yield of approx. 6.06 % / distribution every 12 months
Banks and finance
Bank of Nova Scotia = dividend yield of approx. 6.27 % / distribution every 3 months
Hercules Capital = dividend yield of approx. 13.17 % / distribution every 3 months
Nordea Bank Abp = dividend yield of approx. 14.63 % / distribution every 6 months
Stag industrial = dividend yield of approx. 4.86 % / distributed monthly
Iron Mountain = dividend yield of approx. 5.02 % / distribution every 3 months
Cswc = dividend yield of approx. 14.05 % / distribution every 3 months
Ares Capital = dividend yield of approx. 9.04 % / distribution every 3 months
Tobacco and Co.
British American Tobacco = dividend yield of approx. 6.31 % / payout every 3 months
Altria = dividend yield of approx. 7.86 % / payout every 3 months
Philipp Morris = dividend yield of approx. 5.67 % / payout every 3 months
Imperial brands = dividend yield of approx. 6.68 % / payout every 3 months
REITs
Gladstone Commercial = dividend yield of approx. 8.72 % / distribution every month
Realty Income Corp = dividend yield of approx. 4.90 % / distribution every month
Mining and commodities
Rio Tinto = dividend yield of 11.21 % / payout every 6 months
BASF = dividend yield of approx. 7.48 % / payout every 12 months
Healthcare sector
Omega Healthcare = dividend yield of approx. 8.74% / distribution every 3 months
Medical Properties Trust = dividend yield of approx. 10.60 % / distribution every 3 months
Technology and software
Intel = dividend yield of approx. 5.3 % / distribution every 3 months
Consumer Goods / Industry Consumer
3M = dividend yield of approx. 4.85% / payout every 3 months
Gladstone Investment = monthly distribution plus special distributions / approx. 10 %
B&G Foods = dividend yield of approx. 12.23 % / distribution every 3 months
Energy
e on = dividend yield of approx. 5.93 % / distribution every 12 months
Iberdrola SA = dividend yield of approx. 4.62% / distribution every 12 months
UKW = dividend yield of approx. 4.66% / distribution every 3 months
Transportation
German Post = dividend yield of approx. 5.00 % / distribution every 12 months
Automotive sector
Volkswagen = dividend yield of approx. 5.80 % / payout every 12 months
Distributing ETFS
Vanguard Funds PLC / All World High Dividend
IE00BBGKDB10
VanEck Morningstar Developed Markets
NL0011683594
SPDR S&P U.S. Dividend Aristocrats
IE00B6YX5D40
Fidality Global Quality Income Bench
IE00BYXVGZ48
Ishares Stoxx global select Dividend
DE000A0Z27AO
S&P Global Dividend Aristocrat
IE00B9CQXS71
SOURCES:
www.aktienfinder.net/aktien-mit-hoher-dividende
A small conclusion,
I've only been in the business for 8 months and I'm really enjoying it and this community. However, with my limited experience, I cannot not rule out mistakes.
So please don't make mistakes or misjudgements, stoning. I am not making any recommendations to buy or anything else. I would also like to emphasize that HIGH dividends in particular should be examined critically before buying. This list is looking forward to your additions.
All the best from Luxembourg
Andi / Souli