2Yr·

Hi folks

In January I will receive almost 6000€ which will be $VDEV (+0.32%) to be invested.

My question now is:

All at once, no matter when

or wait for a dip

or increase my monthly €300 savings plan by €500 for a year, for example?

While the money is not invested, there is 4% interest.

I'm looking forward to the answers.

8 Comments

Epi@Epi

2Yr

Just wait until the Fear-Greed-Index is at Extreme Fear. It has always been a good entry point. Take a look for yourself. Otherwise agnostic via savings plan increase.

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Deleted User

2Yr

Comment was deleted

Epi@Epi

2Yr

@AufziehenderDichterHebel Huh? Please explain!

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user03@user03

2Yr

I personally like to invest in tranches, so I would possibly wait for a small setback and then invest 3000 euros and then another 3000 euros 👍🏻😊 (No investment advice)

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Snopy@Snopy

2Yr

The 4% is no reason for me not to invest. I would put everything in straight away. Compound interest rules.

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Waldemar@Wowa83

2Yr

No matter how you do it can be right or wrong! You will only find out afterwards! So just do it the way you feel better!

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AktienAmateur069@AktienAmateur069

2Yr

"Time in the market beats timing the market". Nobody knows whether the market will rise or fall in the near future; if you have a long investment horizon, throw everything in. At the beginning of this year, there were crash prophets everywhere who said you should wait and see. In the end, you would have simply lost a year of stock market time if you had tried to time the market.

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Pezi@Pezi

2Yr

@AktienAmateur069 I don't think you can compare the situation with the beginning of the year. We are currently at or close to the all-time high, which was different in January...

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