I think I would choose 50% $VHYL and 50% bonds, as long as the bonds yield +3% interest.
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@hendrik_lmr that's not too tight. Only two titles?
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•@fcfleming By narrowly diversified, do you mean too little? There are 1,767 different shares in $VHYL and I would not spread the bonds broadly, but restrict myself to reliable countries such as Germany and the USA.
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•@hendrik_lmr No, that's not what I meant. I only mean two securities, one ETF on equities and one on bonds. Basically, I already see a certain risk with ETFs in the case of non-physical replication.
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•@General_T_Regnery Legende
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@fcfleming ich verstehe den Punkt mit der nicht physischen Replikation 👌🏽
Naja die Anzahl an Etfs macht ein Portfolio ja nicht unbedingt diversifizierter. Möchtest du mehrere Etf oder Bond Positionen im Portfolio haben? Wenn ja, was erhoffst du dir davon?
Und solche Positionen wie Cash oder Tagesgeld sind für mich keine Investitionen, dementsprechend habe ich das mal außen vor gelassen.
Naja die Anzahl an Etfs macht ein Portfolio ja nicht unbedingt diversifizierter. Möchtest du mehrere Etf oder Bond Positionen im Portfolio haben? Wenn ja, was erhoffst du dir davon?
Und solche Positionen wie Cash oder Tagesgeld sind für mich keine Investitionen, dementsprechend habe ich das mal außen vor gelassen.
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@hendrik_lmr Well, there are different types of index tracking (physical/sampling/synthetic) of the ETFs and thus also different risks. No, I would not build up several bond positions. If then deliberately on German government bonds.
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•@fcfleming yes I know, I said that I understand the point 😂 So it's because of the optimized sampling? I don't think I've understood what you mean by "tight" yet, but maybe we're getting hung up on something here too 😂 I would definitely do it the way I described at the beginning
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3Yr
@fcfleming
Wieso? 😅
Wieso? 😅
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@General_T_Regnery meaningless smiley without comment 😎
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3Yr
@fcfleming
Thought this is self-explanatory. Especially for share class. "Many" positions in your portfolio =/= diversification (number: normally significantly less than 100 companies) Many positions in the investment product ETF = diversification (number ~ more than 1000 companies) The difference is significant and should be independently recognizable for everyone! 😉
Thought this is self-explanatory. Especially for share class. "Many" positions in your portfolio =/= diversification (number: normally significantly less than 100 companies) Many positions in the investment product ETF = diversification (number ~ more than 1000 companies) The difference is significant and should be independently recognizable for everyone! 😉
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