Hello dear, thank you for the flowers.
It's nice that you're giving it some thought. And I think it's important to have a strategy.
The beginning is probably the most difficult.
And the stock market doesn't just go in one direction. That's why it's also important to pay attention to robustness and to have a core.
I'm a fan of individual stocks.
But I would still recommend an ETF for the smallest amounts.
However, a global ETF is not always the first choice and there are great alternatives.
If you do decide to invest in individual stocks. Then I think it's a prerequisite that you learn how to analyze companies. So that you don't have to make your decision based on recommendations. But based on your own analysis.
It's nice that you're giving it some thought. And I think it's important to have a strategy.
The beginning is probably the most difficult.
And the stock market doesn't just go in one direction. That's why it's also important to pay attention to robustness and to have a core.
I'm a fan of individual stocks.
But I would still recommend an ETF for the smallest amounts.
However, a global ETF is not always the first choice and there are great alternatives.
If you do decide to invest in individual stocks. Then I think it's a prerequisite that you learn how to analyze companies. So that you don't have to make your decision based on recommendations. But based on your own analysis.
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•@Tenbagger2024 Thank you for the quick reply! I thought maybe 80/20 would be quite good... For ETFs, I would mostly go to $VWCE and then increase the Asia portion with an Asia ETF, although I don't really know which one I would take yet... The other 20% would go into Bitcoin...
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@TheGekko I see it similarly to @Tenbagger2024. I would first invest on an ETF basis in the form of a core (MSCI World/EM IMI ) or even simpler Allworld and then slowly read more and more into the topic and then you can start to build satellites (shares) around it. You basically have a few great companies to choose from. Separate yourself from the ones you are least overtime or which you don't understand and move the part into an Etf which you then continue to save. If at some point you feel more confident or get more involved, you can reinvest some of it in shares. This will all develop in the future as you gain experience. ✌️
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•@TheGekko you have to feel comfortable with it, but maybe invest on an ETF basis at the beginning until you get the security and feel more confident, if you want to do so at all.
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•@BamBamInvest Yes, I think I'll learn more over time. What ratio of shares to ETFs do you recommend? Thank you very much for your quick reply!
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•@TheGekko That depends on various factors and also the selection of shares 🤣 Rather growth or value. But 70 core/30 individual shares or 60/40 also depends on the
total capital and costs of the individual purchases. Just try it out. If you want to have the opportunity for more returns, 50/50 . Don't know your risk tolerance. If you are still young and have time, try it out and find the way that suits you. Experience has shown that you will probably change your strategy 5 times over time 😁
total capital and costs of the individual purchases. Just try it out. If you want to have the opportunity for more returns, 50/50 . Don't know your risk tolerance. If you are still young and have time, try it out and find the way that suits you. Experience has shown that you will probably change your strategy 5 times over time 😁
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@BamBamInvest Feeling safe is really not unimportant. I'm also happy to follow tips from you @Multibagger @Tenbagger2024 @BamBamInvest and a few others for a small entry after I've gotten my first figures and information.
Little by little, I've read more about the shares and also looked for something I'm convinced of or found interesting in other shares.
With one or two shares, however, I realized that I wasn't really convinced by the business, the figures or whatever else and I pushed them and invested more in companies that simply convinced me.
That's how $IREN gradually became my biggest single value.
Feeling comfortable with the investments that you understand and that really appeal to you. That's what I call the feel-good portfolio. 😉
Little by little, I've read more about the shares and also looked for something I'm convinced of or found interesting in other shares.
With one or two shares, however, I realized that I wasn't really convinced by the business, the figures or whatever else and I pushed them and invested more in companies that simply convinced me.
That's how $IREN gradually became my biggest single value.
Feeling comfortable with the investments that you understand and that really appeal to you. That's what I call the feel-good portfolio. 😉
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•@TradingHase That's the way it has to be, an investment that you don't understand and aren't 100% convinced of won't last through difficult phases and you'll be forced out sooner than you think 😁
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•@BamBamInvest Ok, you've described what I meant very briefly 😂
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