3Mon
Theoretically, everyone will probably tell you that "time in the market" beats "timing the market", which would argue in favor of investing everything directly. However, as it is usually more relaxed psychologically if not everything is invested straight away, I would personally invest a portion directly and let the rest run via a savings plan. Especially as we are currently relatively high up in many indices. In the end, however, it's probably a matter of taste.
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1212
•@Haui That's how I started for myself. If you look at it purely mathematically, you might lose a few % in returns, but that's not so important in the long term. Much more valuable for me was the experience of investing regularly and having a budget etc. and getting into a routine with it
Perhaps a small tip: I have switched my savings plans to weekly instead of monthly, because in my view this reduces the likelihood of investing at the wrong time or the sums you invest per individual savings plan become smaller
Perhaps a small tip: I have switched my savings plans to weekly instead of monthly, because in my view this reduces the likelihood of investing at the wrong time or the sums you invest per individual savings plan become smaller
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