Hello dear community,
With a slight delay, I would like to present my portfolio to you on my second anniversary as an investor. I know it's not much, but it's a big milestone for me personally.
I come from a family with little money and little understanding of wealth accumulation. The rule here was if you work and save for a long time, you'll be able to afford something at some point. My parents are divorced, the house was foreclosed on - so any inheritance is gone too. So I came from virtually nothing and also started with 0.
& that's not bad either!
It gave me the motivation I needed to make more of myself and my money. Financial education is never a mistake.
In addition to my portfolio, which I built up, I also had to build up a nest egg because I didn't have one (currently: 10k).
After a lot of mistakes, unnecessary purchases, losses when selling, impatience and too little foresight - I have now arrived at my strategy, which is quite justifiable for me. I have been inspired by some of the portfolios here.
I follow a dividend strategy with ETFs (yes, I am aware that the accumulating variant is probably better), but it's just nice for the head when you see that you get something back for your money.
The strategy is as follows:
$VWRL (-0.34%) 60%
$FGEQ (+0.01%) 15%
$TDIV (+0.48%) 15%
$IGLN (+0.55%) 10%
The split is not quite there yet, but I'm working towards it. The $TDIV (+0.48%) is great because of its country breakdown, as it reduces the USA share while increasing the EU share. $IGLN (+0.55%) will definitely be increased to 10% to balance out possible fluctuations and bring more calm.
My only problem child is the $FGEQ (+0.01%) which is unfortunately not performing as well as I would like. Maybe someone from the community has a good alternative for this. :)
Thanks for reading and thanks for the daily great contributions of this community to give people free access to financial education, news and community.
Stay clean and have a great weekend.
Flowiii
