5Mon·

Portfolio 21 year old real estate agent trainee

Hello everyone,

I thought it was time to share my portfolio again and face your criticism👀.

Income: ~900€ net

I save an average of ~€200 per month with special payments and started investing when I started my training: 01.08.23

Brief explanation:

Deka Fond: These are capital-forming benefits (13€ AG / 27€ AN per month)

Had to take an active fund here

Core (planned; distribution not quite right yet)

70% ACWI $ISAC (-0.89%)

10% AI & Big Data

10% India $FLXI (-0.44%)

10% Small Caps

Satellites:

Blackrock 👑 $BLK (-1.26%)

best performance - simply an awesome company

Monster 🧃 $MNST (+0.24%)

I am wavering here with the sale / sales are weakening

Realty Income 🏡 $O (-0.08%)

Can't be missing as a real estate azubi of course

Novo Nordisk 💉 $NOVO B (+2.21%)

My latest purchase and correspondingly poor performance.

ASML 🔬 $ASML (-2.04%)

I see great future potential here, growth

LVMH 👜 $MC (-1.71%)

BAT 🚬 $BATS (-0.36%)

Looking back, I'm satisfied with the return so far, knowing that the ACWI alone would probably have performed better on its own. Especially in the first few months, I learned the hard way and tried things out a bit. A few individual stocks are part of the fun, which increases interest in investing in general.

Goals for 2025:

Expand the core, especially the ACWI

Bring individual stocks to €200

7 Comments

5Mon

First of all, it's great that you're starting so early. your plan looks good and is already making itself felt :)

I also don't see Monster as being that profitable any more, I think the energy drink market is well saturated.

now would be a good time to buy into novo.

if there was no cash available then i would probably sell monster now and invest in novo. but just my opinion...

70%acwi sounds good. stay tuned

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FinanzKeks@ImmoHai

5Mon

@1Chrischi1 Thank you :)

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Aktienmasseur@Aktienmasseur

5Mon

Focus more on the ETF. You won't beat the market in the long term anyway.

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Stefan@Nimbuna

5Mon

Definitely buy more Novo, they are really cheap to get in at the moment

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Nico Uhlig@RealMichaelScott

5Mon

I would question the weighting of India in your analysis: 10% India via $FLXI and then the approximately 2% in $ISAC makes around 12%. India certainly offers opportunities, but is also quite expensive at the moment. In addition, the Indian stock market is very top-heavy, i.e. the largest 5 individual stocks already account for over 25% of the index.

Bespar loves the ACWI $ISAC more and only slightly overweights India (if at all).

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FinanzKeks@ImmoHai

5Mon

@RealMichaelScott Thanks for the tip. Yes, I should really pay more attention to the 2% in the ACWI when weighting :)

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Kochi@K0chi

5Mon

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