3Wk
Very nice! Lots of savings, solid investments - now the fruits are being harvested!
As this side of the investment (pension phase) is still rarely discussed, I feel somewhat underinformed. I'm wondering what the perfect (for my profile) de-savings strategy is and what impact it has on my strategy in the savings phase. Unfortunately, there is a lot of superficial and incorrect information online.
I have sooo many questions for someone who is currently in this situation... 🤷
As this side of the investment (pension phase) is still rarely discussed, I feel somewhat underinformed. I'm wondering what the perfect (for my profile) de-savings strategy is and what impact it has on my strategy in the savings phase. Unfortunately, there is a lot of superficial and incorrect information online.
I have sooo many questions for someone who is currently in this situation... 🤷
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3Wk
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3Wk
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3Wk
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@tjwr Living off dividends is already saving. If you put them back in, it's like simply holding a share without dividends. There is not much difference between partial sales or dividends.
I don't understand how the idea arises that dividends are free money that can simply be withdrawn without harm. In the same way, a growing stock could always make partial sales.
If you look at the latter, a non-dividend stock is even more flexible than a dividend stock.
I don't understand how the idea arises that dividends are free money that can simply be withdrawn without harm. In the same way, a growing stock could always make partial sales.
If you look at the latter, a non-dividend stock is even more flexible than a dividend stock.
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3Wk
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@tjwr
I won't have an abundance of money 😂
But I have fallen on my nose several times with partial sales (keyword FIFO). This has a permanent impact on my return and so I have opted for the dividend option.
I won't have an abundance of money 😂
But I have fallen on my nose several times with partial sales (keyword FIFO). This has a permanent impact on my return and so I have opted for the dividend option.
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@tjwr You're a real crash prophet, when will the next one come?
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@Epi From my point of view, what you have written only makes sense if the dividends were not reinvested.
Otherwise you are destroying your own argument that dividends are value-neutral.
Otherwise you are destroying your own argument that dividends are value-neutral.
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