7Mon·

Sale

Unfortunately, I had to sell part of it because I need money to buy the land.

A few ETFs of mine will also have to suffer 😥

05.05

Allianz

Sold x27 at €373.25

€10,077.75

25.34%

14 Comments

Iwas M.@SSIT

7Mon

As things stand now, you couldn't have found a better time to sell. Don't worry about it. 😁

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Aktienbergsteiger@Aktienbergsteiger

7Mon

Stark! 🙂

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Enrique@Dividenden_Monteur

7Mon

Last year I also flattened my depot for my own home.
Best decision ever.

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tims92@tims92

7Mon

@Dividenden_Monteur The only question now is when I will sell the rest of my ETFs, unfortunately they are now in the red. I just didn't want to sell all of them and only take out 10 and 20k respectively.

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Enrique@Dividenden_Monteur

7Mon

@tims92 depending on how long you have had the ETF's, you will certainly make a profit on a partial sale, due to the FiFo principle

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Kalle@Brazzo_Muc

7Mon

You can do that. Priorities shift in life. Congratulations on your new property 👍🏻

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ynnxs@ynnxs

7Mon

But it's a very good price at the moment. If you're lucky, you'll only miss a correction 😁

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tims92@tims92

7Mon

@ynnxs That's right, the money is not gone. Just invested differently 🙋🏽‍♂️👍🏽

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ynnxs@ynnxs

7Mon

@tims92 exactly the right approach 💪🏻

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Jonathan@ProTox

7Mon

Before the dividends?

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tims92@tims92

7Mon

@ProTox unfortunately yes, but there is still 4K in it

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Rainer O.@Ody13

7Mon

Couldn't the property be financed and encumbered?
The dividend yield according to your entry seems to me to be higher than the interest costs, even after taxes.
If you entered at EUR 297.79, the net dividend yield would be 4.07%.
Financing costs for real estate are certainly cheaper at present, at least from my own experience.
You would also have to pay tax on the capital gain.

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tims92@tims92

7Mon

@Ody13 If you want to pay off €2000 a month, you can do that. I'd rather buy a property and then only borrow 300k instead of 550k.

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Rainer O.@Ody13

7Mon

@tims92 Good luck with the property.

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