23H·

One-off purchase or increasing the savings plan? - 2.0

I had already asked this question a year ago, but now I have to make a final decision. Due to a private circumstance, I have now received a higher amount of cash. My basic idea is to invest my ETF Core (consisting of $WEBN (+0.45%) and $TDIV (-0.54%) each with a large one-off purchase. Because I think the market is currently overvalued due to AI, I'm torn as to whether I should invest everything immediately, wait and see or increase the savings plan.

Do you think there will be a significant setback in the near future or do you think this assumption is unrealistic?

7 Comments

Musikerie@Musikerie

23H

You never know, but for higher amounts it can make sense to set tranches

But I wouldn't wait and see.

•

ShrimpTheGimp🦐@ShrimpTheGimp

22H

@Musikerie I agree... you're not doing much wrong with your ETFs anyway. It would be different if you were to pump a larger sum into the Nasdaq or AI/Semiconductor.

•

CRDonkey@DonkeyInvestor

20H

Overvalued because of AI? The AI transformation has only just begun. Many companies that are not directly involved in the AI supply chain have huge potential for productivity gains in the coming years thanks to AI

•

structure@cpfl

18H

@DonkeyInvestor thanks for the comment and your interesting post

•

Stilgar@Stilgar

21H

Finally someone who has made a good ETF selection :-) I also have both. Consideration: with a savings plan you would get more or fewer shares if prices fluctuate. How has the share price developed so far - if there is little fluctuation then why not --> one-off purchase

••

A@nitroxx

17H

I would run a savings plan, I find larger one-off payments difficult (for me)

••

T.@Investorjunkie

I would also start with a savings plan for the AZH, and if it corrects more strongly, you can also buy larger amounts. Otherwise store the rest in the money market ETF

••