8Mon
You have to decide for yourself whether the 1% is worth the comfort. Also remember that other banks give little or nothing. The main aim is for the money to grow and not fall victim to inflation. Why not an Etf like Msci World etc?
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8Mon
@Blizzard Exactly. As I said, everyone has to decide for themselves.
I will leave a portion directly with TR and put the rest in a money market fund.
The direct cash holdings also feed savings plans, for example.
The situation is different for everyone, but in general the point of a cash quota (currently 15% for me) is that I don't want to invest it completely straight away.
Especially in the current market phase.
In return, I also accept a potential lower return over the next few years if the markets continue to run non-stop (which is becoming increasingly unlikely).
I will leave a portion directly with TR and put the rest in a money market fund.
The direct cash holdings also feed savings plans, for example.
The situation is different for everyone, but in general the point of a cash quota (currently 15% for me) is that I don't want to invest it completely straight away.
Especially in the current market phase.
In return, I also accept a potential lower return over the next few years if the markets continue to run non-stop (which is becoming increasingly unlikely).
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