If you are interested in dividends, I would invest more in the UK, Germany and Australia - at least if the US stocks only pay a 3-4% dividend. 15% is always lost in taxes, so you can also take reasonably good, cheap stocks such as telecoms etc. that have similar dividends - without any taxes. In fact, "growth" stocks with 3-4% dividends (e.g. Linde, Allianz, Siemens) - general insurance companies and utilities - are both quite stable in price and have good dividends. In my view, such shares have a better overall return in the long term.
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•One thing I would like to note: RIO Tinto PLC is the worse variant, it looks "cheaper" with 0.5% more dividend, but is also the more price unstable version (10% higher volatility than the parent stock). YTD the PLC had -18% loss, the Ltd. version -7% loss. There are perennial reasons for this. 1. although PLC is bought in sterling in the UK, the shares themselves are traded internationally in dollars. We therefore buy them in two currencies against the euro. 2. the PLC variant is mainly included in etfs, which means that a smaller contingent is available for the private buyer. At the same time, "large" additional purchases are only made during the quarterly reallocations of etfs, resulting in a rather sluggish price change. In addition, the PLC variant is subject to different international trading hours and therefore reacts more slowly to market situations.
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@Qheherain Thanks, that was new to me. I'll have to look into it. Overall, I'm more interested in dividends. I try to hold solid companies like Allianz and Walmart Cola for the long term. Profit realizations (e.g. partial sale of Palantir) are then reallocated to more solid stocks
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@Qheherain I would not subscribe to that. WITH US securities you have a tax advantage as an investor in Germany (if you are above the tax-free amount) compared to securities from 🇬🇧 or 🇩🇪 .
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@Kreon. Everyone here has a different strategy, but your portfolio looks good. I personally weight individual stocks according to "continents". I try to hold 30% USA/Latin America, 30% Europe and 30% Asia/Foreign Asia in order to achieve a certain stability against currency fluctuations and political turmoil.
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@Qheherain I'm also trying to bring in structure bit by bit. It's just stupid to buy blindly at the beginning. I've slowly got the number and size of positions under control. Diversification is also slowly coming along. It took me a long time to realize that too much speculation doesn't help with increasing volume. A 5000€ position that doubles in size also makes up "only" 1% of the portfolio. You have to think about where you want to take which risk, or where you have to take any risk at all.
And putting up with volatility is difficult anyway, I had 100,000 less portfolio value in April thanks to Trump....ince then I like stability :-)
And putting up with volatility is difficult anyway, I had 100,000 less portfolio value in April thanks to Trump....ince then I like stability :-)
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