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๐ ๐๐๐ฌ๐ฎ๐ฅ๐ญ๐ฌ
โข EPS: $1.38 (Est. $1.28) โ
โข Revenue: $8.68B (Est. $8.47B) โ
โข Total Payment Volume: $486.4B (+10% YoY)
โข Payment transactions: 6.8B (+8% YoY); active accounts: 439M (+0.3% YoY)
โข Free cash flow: $1.78B; repurchased $1.5B of shares during the quarter.
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๐ฏ ๐๐ฎ๐ข๐๐๐ง๐๐
โข FY2026 non-GAAP EPS: ~$5.38 (Est. $5.31) โ
โข Raised full-year non-GAAP transaction margin dollar guidance.
โข Reaffirmed FY2026 GAAP EPS outlook.
โข Q3 2026 non-GAAP EPS expected to decline low-single digits YoY.
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๐ ๐๐๐ฒ ๐๐๐ค๐๐๐ฐ๐๐ฒ๐ฌ
โข Revenue grew 5% as branded checkout stabilized while Venmo, Braintree and financial services continued to gain momentum.
โข Operating cash flow more than doubled to $2.0B and free cash flow increased to $1.8B.
โข Ended the quarter with $15.3B in cash and investments and $13.4B of debt.
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๐ฌ ๐๐๐ง๐๐ ๐๐ฆ๐๐ง๐ญ ๐๐จ๐ฆ๐ฆ๐๐ง๐ญ๐๐ซ๐ฒ
CEO Enrique Lores said PayPal is executing with urgency on its transformation strategy, with improving momentum across its core businesses providing confidence to raise full-year non-GAAP guidance and support durable, profitable long-term growth.