So now I have thought long enough and from $O (+0.25%) to $TDIV (+0.54%) and switched from
Savings plan from $O (+0.25%) was dissolved.
The savings installment from $O (+0.25%) was evenly divided into $IWDA (-0.04%) , $SGBS (+0.46%) and $TDIV (+0.54%) and
I am now missing out on the monthly dividend. But I think the expected growth will make up for this.
In addition, my USA share has been reduced.
Carsten