So now I have thought long enough and from $O (-0.34%) to $TDIV (+0.48%) and switched from
Savings plan from $O (-0.34%) was dissolved.
The savings installment from $O (-0.34%) was evenly divided into $IWDA (-1.35%) , $SGBS (-3.42%) and $TDIV (+0.48%) and
I am now missing out on the monthly dividend. But I think the expected growth will make up for this.
In addition, my USA share has been reduced.
Carsten