So now I have thought long enough and from $O (-0.09%) to $TDIV (-0.32%) and switched from
Savings plan from $O (-0.09%) was dissolved.
The savings installment from $O (-0.09%) was evenly divided into $IWDA (-0.35%) , $SGBS (-0.92%) and $TDIV (-0.32%) and
I am now missing out on the monthly dividend. But I think the expected growth will make up for this.
In addition, my USA share has been reduced.
Carsten

