So now I have thought long enough and from $O (-0.88%) to $TDIV (-0.96%) and switched from
Savings plan from $O (-0.88%) was dissolved.
The savings installment from $O (-0.88%) was evenly divided into $IWDA (+1.72%) , $SGBS (+0.34%) and $TDIV (-0.96%) and
I am now missing out on the monthly dividend. But I think the expected growth will make up for this.
In addition, my USA share has been reduced.
Carsten

