2Wk·

Portfolio review

Hi, I’m 22 years old and currently investing 1500€ per month, I’m liking how the portfolio is looking, but I have been wondering if my USA exposure and tech could be to big. It doesn’t really bother me to much, I know I’m investing in solid companies, maybe increase even more my exposure to $VWRL (-4.28%) ?

On my next pay check I plan to increase $V (-2.64%) closer to 1k invested.

I have a long term horizon for this portfolio.

Any ideas or improvements?

14 Comments

2Wk

You have a great portfolio, Im 22 as well. Just know that, s&p, Nasdaq and all wortld Etfs all have the same core holdings. I would keep just nasdaq and all world if it were to me. Personaly I only hold NASDAQ + individual stocks outside US.

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JKB@jkbdagun

2Wk

@Kubo my plan is to use s&p500 etf as my pension money, which I plan to add money on for at least 30 more years, making around 250€ contributions each month.

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MhrKinvesting@MhrKinvesting

2Wk

Just here to tell you Im proud of you. Im 21 and I really like to see people from the same age trying their best to achieve something in life. Keep it up🫱🏻‍🫲🏼

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JKB@jkbdagun

2Wk

@MhrKinvesting which I could have started earlier tbh, but it’s never too late. Cheers

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MhrKinvesting@MhrKinvesting

2Wk

@jkbdagun the most important is that you start as soon as possible. But if you just got started it is already better than not starting👏🏻

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Teo@teoo

2Wk

Man thats insane how do you manage to invest 1500 per month? If you go after this pace you will achieve wealth very early.

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JKB@jkbdagun

2Wk

@teoo first of all, move out of Europe. I was investing around 500€ each month. After leaving my country and finding a good job, my salary saw an increase of 200%. Currently spending 1500€ and investing 1.5k€

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Teo@teoo

2Wk

@jkbdagun damn very impressive. Would you please elaborate whats your field and country?

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Kurz@MrKurt89

2Wk

@jkbdagun my respect 👍🏼

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MhrKinvesting@MhrKinvesting

2Wk

@jkbdagun I stay in europe. Im from the Netherlands. I work a job at the airport for €3000 a month. I can do the same but than living in Europe

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Alexandre@Alex_dreamer

2Wk

Whats your field? Inspire this fellow Portuguese that only manages to invest 250€ on a good month.

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I Miei Investimenti@i_miei_investimenti

1Wk

So you started with a super high exposure to USA when everything was going up (SP500, Nasdaq100, single US stocks) and now that US are going down you have doubts about your asset allocation? It seems you did not think enough about your asset allocation when you decided to buy SP500, Nasdaq100 and single stocks.

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JKB@jkbdagun

1Wk

@i_miei_investimenti I understand your point, but no, I knew what I was doing, and like I said, it does not bother me that much to be over exposed to USA and tech. Was just wondering if could be interesting to diversify.
My plan is to keep on buying the companies and etfs I currently have, I’m glad we are having a correction and I can average down my current positions.

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I Miei Investimenti@i_miei_investimenti

1Wk

@jkbdagun I just pointed that it was curious that you started wondering about more diversification just after a market drop. My point is: if you want to be over exposed to US and tech then you don't need to change anything. If you want to have better diversification, why are you thinking about it NOW, what is changed compared to when you started overexposing in US and tech stocks? The only change is that the market drop. So it seemed that you were getting scared of your over exposure and you think about diversification to avoid big drop in your holdings.
This is just my thoughts reading the timing of your posts. I hope you get my point.

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