3Wk·

Roast my what-if portfolio

Here is my portfolio, in which I have entered the sales as purchases.

Briefly: What profits/losses have I lost since selling position XY?

Background information: I have been saving the $IWDA (-1.03%) + $CSPX (-1.14%) and a little $BTC (+0.78%) - now only due to the size $HMWO (-1.05%) - and from the beginning of 2020 to mid-2024 the 76 individual shares were also included.

Well, it actually looks quite good, why didn't you switch completely to individual stocks, you have some nice stocks in there? 1.9% dividend yield with 80% TTWROR

Quite simply: I'm not interested in the hassle - it's just too stressful for me

Here's a comparison of the "what-if" portfolio with the actual portfolio:

Now have fun browsing. Maybe one or the other will find a Tenbagger.

Oh yes, exactly. Thank you @DonkeyInvestorthat was quite a task to grasp the whole thing, but I wanted to see it.

76Positions

€106,295.95

35.58%

22 Comments

Dividende > Zinsen@GoDividend

3Wk

oh man why are you doing this to yourself? The would have would have bicycle chain is not exactly easy on the nerves :-).

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Alpalaka@Alpalaka

3Wk

@GoDividend But I'm up for it. I'm not talking about would have would have chains. Individual titles were always a maximum of 30%. You stand by your decision and don't cry afterwards :)

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Meister L.@Lumimyrsky

3Wk

@GoDividend It is interesting. To learn from mistakes

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Alpalaka@Alpalaka

3Wk

@Lumimyrsky It's only stupid if you don't make any mistakes

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Dividende > Zinsen@GoDividend

3Wk

@Alpalaka that would be nice if we could all say that

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Alpalaka@Alpalaka

3Wk

@GoDividend that would be boring

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Dividende > Zinsen@GoDividend

3Wk

@Alpalaka but beautiful

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Alpalaka@Alpalaka

3Wk

@GoDividend then my grandpa can no longer say to me "Without brains you're a moron" :(
That wouldn't be nice

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Dividende > Zinsen@GoDividend

3Wk

@Alpalaka Grandpas are always right

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Marto@Maddy-0

3Wk

I also find it difficult... I have also liquidated my 20 securities with a mini amount, as I simply don't need a dividend. I now have $SPYI as the basis and $CSNDX and $BTC as the core. But I've already done it again and added $ASML at €666 to my portfolio and also $NOVO B at around €84.
Actually, the plan was to only add growth stocks without dividends or such like $NU $MELI or $RKLB, as I would already be taking a risk. Now the question is whether to hold ASML and Novo or not...in the end it would always be easier to put the money from them into the NASDAQ. The question is, how does the return develop differently then? Growth stocks probably make more sense to avoid the overlap. I'm also undecided about that

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Alpalaka@Alpalaka

3Wk

@Maddy-0 Just try a bit of dividend growth. Then you'll have a bit of both: dividends and share price growth.
As you can see, that was also my strategy

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Marto@Maddy-0

3Wk

@Alpalaka Yes, that was my plan with Nvidia, Novo and ASML where the dividend is not yet so extreme. I think that share price growth is relevant at a young age and then the dividend/distribution at an older age. That would be perfect. But at the moment I find things that are pretty much at the beginning much more exciting.

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“Klaatu_Barada_Nikto!“@Ash

3Wk

Interesting insight. I also only have a few individual stocks in my portfolio that I am no longer investing in and which I am selling step by step if necessary. My last sale was Coca-Cola, and the proceeds went to $EQAC.

Like you, the reason is that it's simply far too time-consuming and stressful. I don't have the nerve for that anymore. When you have a relative in need of care, like I did some time ago, you really realize how valuable time is - and you make better use of it for them and yourself.

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Alpalaka@Alpalaka

3Wk

@Ash Just like that!

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Harald@Madhatter5566

3Wk

I don't quite understand the "what if portfolio" comparison. You sold 76 individual stocks and are now down to 4 stocks in your actual portfolio? And now you're comparing the 4 stocks as if you hadn't bought anything since splitting them up from the 76 individual stocks?

In my opinion, individual stock portfolios are time-consuming because you have to keep track of them. Streamlining would probably not be a bad thing, even if you lose returns, because you save time. In my opinion, single stock portfolios are work and the hourly wage has to be high compared to the lazy portfolios before it becomes interesting

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Alpalaka@Alpalaka

3Wk

@Madhatter5566
Re paragraph 1: The aim of the portfolio is simply to see how the securities sold have developed since then.
How you compare it to the actual portfolio is up to you.
What would be your approach to comparison?

Re paragraph 2: check

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Harald@Madhatter5566

3Wk

@Alpalaka Question one was just a question of understanding the process. So you directly compared the 76 individual titles against the same amount of money in your 4 titles?

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Alpalaka@Alpalaka

3Wk

@Madhatter5566 oh now I'm coming along
No, I just compared it to my portfolio. I'm still too lazy at the moment to compare the transactons in this period. It distorts the result, of course.
I'll see if the competitor has the option

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Nostradonkey💩@DonkeyInvestor

3Wk

It's a great idea to have them compete in the benchmark. My "what if" was clearly ahead over a fairly long period of time. Recently, however, my current portfolio has been winning with approx. 15-20% more return in the comparison period

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Alpalaka@Alpalaka

3Wk

@DonkeyInvestor Well, the comparison is a bit flawed, as I can only really compare 2020-2024. Difficult to make a reasonable comparison

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Nostradonkey💩@DonkeyInvestor

3Wk

@Alpalaka the comparison proves me right, everything else doesn't matter 😁

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Alpalaka@Alpalaka

3Wk

@DonkeyInvestor zwinki zwonki

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