1Wk·

🌍 New ETF in the family portfolio

Today, the first savings plan was launched in our new Vanguard FTSE Global All-Cap was executed today. 🚀

Just under 500 € has been invested—marking the start of a new long-term component in our portfolio.

Why this ETF?

Invest globally, large, mid, and small caps included—all for 0.07% TER. Exactly the kind of “boring” investment I like. 😄

The existing All-World ETF will, of course, remain in the portfolio. No drastic reallocations—we’re mainly managing this with new funds.

Now it’s time to: let it run. 🌱

#ETF
#Vanguard
#Sparplan
#BuyAndHold
#Vermögensaufbau

31.08

Vanguard FTSE Global All-Cap UCITS ETF

Bought x116.33 at €4.298

€500.01

9 Comments

HyperX@AxoWallStreet

1Wk

Hmm, I'm also thinking about cutting back on that one and just sticking with the $VWCE. Even though I'm actually a fan of having fewer positions 😂

•

Charles@FinanzPapa

1Wk

@AxoWallStreet I totally agree 🤝 Of course, adding more ETFs just for the sake of having more ETFs doesn’t make any sense 😄 For us, the All-Cap is meant to further develop our core portfolio over the long term—especially because of the small-caps. But we won’t be selling our existing All-World fund; we’ll just let that one keep running. New funds will then be allocated more heavily to the All-Cap portfolio 📈

••

HyperX@AxoWallStreet

1Wk

@FinanzPapa That's what I'm wondering, too. At what amount in an ETF does it generally make sense to start a new one that's the same or similar?

•

Charles@FinanzPapa

1Wk

@AxoWallStreet If you're thinking in terms of FIFO: That's exactly what we're doing, too 😄 I wouldn't even mention a specific amount in that case. Our VWRL is now around 187k, so it makes sense for us to put new money into a second global ETF. The old portfolio can continue as is, and we’re building up a newer one in parallel—which could definitely come in handy when we start withdrawing later on 🤝

•

emppsb@emppsb

1Wk

@AxoWallStreet so you’re switch for $VWCE to this one?

••

Lt_Tentennante@Lt_Tentennante

1Wk

Just decide a number that pains you to think to gift it to Finanzamt. When your return is steadily above the margin for which you would have to pay that much taxes on a sell, then I would consider starting a new similar ETF.

••

OberstvonGatow@OberstvonGatow

1Wk

We're in on this, too 🎉

••

Jim@wealth_navigator_64

1Wk

I'll put the €540 annual government subsidy toward the ETF, hold it until retirement, and not worry about it. I'll keep contributing to my regular investment account.

••

Lt_Tentennante@Lt_Tentennante

1Wk

@wealth_navigator_64 what's this government subsidy?

••