11Mon
I think gold makes sense. The other ETF on the Russell2000 rather less so.
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11Mon
@Olli68 Thank you. So you think the MSCI is sufficient and the Russel is not a sensible addition?
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11Mon
@Basti1983 If you want to have 40 or 50 positions at some point, then perhaps you could think about it. But you want a lean portfolio. The MSCI World or an All World should be enough.
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@Olli68 And with regard to gold, you should choose the right one, which can be sold tax-free after 1 year. Unfortunately, I don't know whether this is the case with yours.
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11Mon
@Olli68 Good advice, I hadn't looked into this before. But an important point
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11Mon
@Basti1983 $EWG2 and $4GLD are tax-free in Germany after 1 year. I am not aware of any others.
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@Olli68 That's right, I've just looked them up too. I think that makes a lot more sense. Many thanks for your help
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@Olli68 the russell 2000 or small cap ETF is a very good addition as these are hardly represented in the MSCI world. I myself find the $WSML better as it doesn't just cover us stocks and you already have a large us share in the MSCI world. Due to lower interest rates, these will have more performance and are scientifically a sensible addition according to the studies of Gerd Kommer & Dr. Andreas Beck, among others. But this should remain below 15% as there is more vola and risk, for me the core is 85% ACWI & 15% small cap. If you want more performance, definitely the small cap & gold, well, it is at its peak and will fall again due to lower interest rates and is generally known as a dead stock.
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11Mon
@Derspekulant1 Thank you. Great explanation. That will help me in any case. And thanks for your alternative tip, I'll take a look.
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@Basti1983 You're welcome, the 85\15 approach is also from Dr. Andreas Beck's e-book Successful Scientific Investing. You also have EM in there (albeit less than a few years ago).
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11Mon
@Derspekulant1 Wie gesagt: Ich bin kein Fan von SmallCap ETFs. Insbesondere nicht, wenn sie für ein schlankes Depot mit wenigen Positionen sein sollen.
Das mit den sinkenden Zinsen liest man immer wieder. Auf der anderen Seite haben SmallCap ETFs auf Sicht von mehreren Jahren nie die grossen Indizes geschlagen. Und bei stärkeren Rücksetzern oder Crashs waren sie immer die größten Verlierer.
Aber wie gesagt: Ist nur meine Meinung.
Das mit den sinkenden Zinsen liest man immer wieder. Auf der anderen Seite haben SmallCap ETFs auf Sicht von mehreren Jahren nie die grossen Indizes geschlagen. Und bei stärkeren Rücksetzern oder Crashs waren sie immer die größten Verlierer.
Aber wie gesagt: Ist nur meine Meinung.
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