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Super cool! Do you have a tip how to calculate the deposit value after 60 years according to FiFo principle? Have tried it with YT videos but has not worked at first. Do you use a formula, Excel or is there an online tool? How did you get to 60th year 3,609,298 in the 1st scenario?
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@alexbigdeal The deposit value is simple at first. Simple calculators such as https://m.zinsen-berechnen.de/sparrechner.php are helpful. What is missing is the tax on the payout. This is also relatively easy to calculate if you want to pay out everything at once. The tool shows you the profit, which is taxed according to the applicable rules, done. It becomes more complicated if you want to withdraw constantly and want to map this halfway realistic (as in this article). Surely you can do this somehow with Excel. I am a computer scientist and have written a small program for this.
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