7Mon·

Hello Getquin, as a 15 year old I'm showing you my slightly modified, very fabulous (it's actually not that fabulous) portfolio.

If you have any comments or tips, please let me know! Because every help helps me!


The basic idea is 70/30 with a mix of equities.


$VWCE (-0.02%) runs in a monthly savings plan with 25€

$AEEM (-0.36%) I have to keep rebalancing so that it stays 70/30... I'm trying to set up a savings plan, but it's a bit more difficult at the moment because I don't have a stable income.


$DHL (+0.03%) Brand new in my portfolio, I used the setback to buy cheaply.

The reason was more diversification and, in my opinion, a stable company that will regain its former strength in the near future.


$O (+0.19%) With Realty Income, I am convinced that we will see falling interest rates in the USA in the near future, which will have a positive effect on the real estate sector.

I also see Realty Income as a very stable and consistent company.


$SBUX (-0.05%) I am no longer 100% convinced about Starbuck, but I still think that the company will recover in any case.


$KO (+0.1%) Everyone knows Coca Cola, a solid company and I see Coca Cola ahead of Pepsi!


$PYPL (-0.17%) Well... was somehow my thought at the time to take that as a small "gamblinh" position, but in retrospect I think that this gambler position is a bit too big... But I won't sell for the time being. (Unless you have any good arguments for selling, would be grateful for your opinion).


$ULVR (+0.19%) Solid, steadfast company, nothing much to say about it, I am also convinced in the long term.


$CD9 (-0.01%) Okay... I actually want to sell this one but! The fees on my junior custody account are just too crazy for that! The fees are really my biggest problem!


$1211 (-2.49%) In general, I see electric cars as a transitional technology to hydrogen cars, and I want to take this transition with me.

BYD is also one of the better electric car manufacturers in my eyes.

But here too, the position is far too small...


$PFE (+0.07%) Serves diversification and here again the position is nominally too small.

But health will always remain an issue for mankind, so in my view there is future potential here too.


That was a brief summary of my portfolio and my convictions!

I would be very grateful if you could leave some constructive criticism.


Your Highperformer Melvin

11Positions
€1,023.01
6.04%
18
35 Comments

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I don't see any added value in investing in individual stocks that are already in the ETF.
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@Aktienmasseur if you want to weight them higher than in the index, then yes. To what extent this makes sense is another question
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@Aktienmasseur sounds like you collect Lego bricks 😂😂
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@Beeftek I don't understand.
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@Aktienmasseur then ask someone who has invested 50% in a FTSE All World ETF with approx. 4% NVIDIA share and the remaining 50% in individual NVIDIA shares 🤩 he will explain it to you - with the added value 💰
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What do you want with Unilever, Coca-Cola, Pfizer, DHL, especially at your age? Unfortunately, their performance is simply subterranean. Of course, these are multi-billion dollar corporations with a stable business model and decent profits. But these companies are already more or less "grown up", there are no more high growth rates. Accordingly, the share price is only going up a little. At 65, you can think about such companies for the stable cash flow.
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@Psychedelic_SunflowerThanks for the answer 👍 In principle, I can keep them in and then simply add growth shares. Or?
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@14JahreBWLer_Vaters_Sohn Hello, real high performers bet on the S&P500, Bitcoin or NASDAQ 100 up to the first 100k. Everything else makes no sense at your age.
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@Psychedelic_Sunflower I see it differently. You can also buy at a young age. I can think of worse things than having a Coca-Cola with a 15% personal dividend yield in 30 years' time.
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@DerMartin Just because Warren Buffet invested in CocaCola at the right time does not mean that it will continue to do so for the next 30 years. As has already been written above, the companies are "fully grown".
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@Einsteiger How do you know which share is "fully grown"?
I think the recent past has shown that anything is always possible.
But in the end, that's also the exciting thing about the securities market. We all have the same information and yet we often come to different conclusions.
I'm very happy with my Coca-Cola and I'm betting that it will give me a lot of pleasure for the next 15 years.
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@DerMartin What does the "personal dividend yield" tell you? It says nothing at all about the company. It only represents the difference between the entry price and the current dividend amount. However, this does not mean that you will receive more dividends or a better performance. Moreover, the dividends are always part of the total return.
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@DerMartin Yes, of course you can do that, but the returns including dividends of Unilever or Coca-Cola, for example, are far behind the returns of the MSCI World, let alone the many high-growth individual stocks that exist. What good is a Coca Cola share with a 15% personal dividend yield if I lose, say, 4% every year over 30 years?
And the share price of $KO is still doing relatively well, while it's better not to look at Unilever at all over the last 5 years.
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Stable portflio bro, am also 15 😂
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The most important thing is to keep at it! And read Kostolany, at your age you may not understand it immediately, but in a few years you will.
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@StrahlemannLP is made🫡
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Wow geil
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Starbucks, Coca Cola, Unilever and Pfizer are already included in the All-World ETF https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-all-world-ucits-etf-usd-distributing/portfolio-data You are making duplicates at this point
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@Jo_Wolf okay, thanks! And how do i solve this Problem?
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@14JahreBWLer_Vaters_Sohn Either sell the shares and put it back into the ETF
or if you're in for the dividends then either keep it as a duplicate if you truly believe in the company and it's growth and divi growth or invest in a good dividend ETF
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@Jo_Wolf Thank you for your Help!
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You're welcome, just believe in your analysis 🙏🏼

If you think it's worth keeping it, then go on 🙏🏼
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@Jo_Wolf duplicates are not a problem if an overweight in these Companys compared to a specific Index goes along with a certain strategy.
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@Psychedelic_Sunflower that's why o said to adapt depending on his strategy and beliefs toward the company.

If I was only about growth I wouldn't even pick the company individually and go all in in ETF
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Melvin, don't be put off. The portfolio is well positioned, especially for your age, and you will be very happy with this set-up in the distant future. You can always do better!
Greetings to Jakob 😉
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@Thefugger all clear! Thank you 😁
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Hello @14JahreBWLer_Vaters_Sohn I am also 15 you are welcome to take a look at my portfolio and I would be happy to connect us via Discord or something like that
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@stock_strategist_549 of course we can do it @fund_whisperer_474 is 16 to 17 and can also be there.
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Jo can come to my server https://discord.gg/mMeMqZyJ
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@stock_strategist_549 biggest13yrsold is my dc
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Jo Safe come on @Homelander
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It's best to set yourself a percentage target for shares and ETFs. Then you won't get too lost in individual stocks. My view is that 50% has too much potential to break up my portfolio. I have enough confidence in my labor that I don't need to achieve a massive over-return. Market returns together with my labor are enough to achieve my financial goals in life. I won't jeopardize that by holding too many individual assets. It won't increase them for the time being.
I have nothing against single stocks. Some of my best friends are single stocks 🫠- scratch that- but they come with an increased risk of me being dumber than the market. I hold a bit because I realize that it makes me more interested in the economy.
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@SchlaubiSchlumpf All right, thank you!
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