Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (-0.51%) will be liquidated on the 16th and invested in $VWRL (-0.85%) invested.
$MSCI (-0.75%) was a gift via TR, but I will also sell it.
The $SPPW (-0.8%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (-1.15%) I've slipped up with the saveback conversion.
And $BVB (+0.07%) I only wanted one share because it's my club.
$QYLE (-0.94%) and $SDIP (-0.8%) are a small addition.
If you have any suggestions for changes, please let me know