Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (-4.61%) will be liquidated on the 16th and invested in $VWRL (-4.62%) invested.
$MSCI (-6.26%) was a gift via TR, but I will also sell it.
The $SPPW (-5.33%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (-3.61%) I've slipped up with the saveback conversion.
And $BVB (-1.99%) I only wanted one share because it's my club.
$QYLE (-5.01%) and $SDIP (-5.66%) are a small addition.
If you have any suggestions for changes, please let me know