Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (+0.31%) will be liquidated on the 16th and invested in $VWRL (-0.42%) invested.
$MSCI (-1.61%) was a gift via TR, but I will also sell it.
The $SPPW (-0.47%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (-1.98%) I've slipped up with the saveback conversion.
And $BVB (+0.29%) I only wanted one share because it's my club.
$QYLE (-0.23%) and $SDIP (+0.58%) are a small addition.
If you have any suggestions for changes, please let me know