Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (+0.21%) will be liquidated on the 16th and invested in $VWRL (+0.3%) invested.
$MSCI (-3.53%) was a gift via TR, but I will also sell it.
The $SPPW (+0.42%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (-2.14%) I've slipped up with the saveback conversion.
And $BVB (-0.41%) I only wanted one share because it's my club.
$QYLE (-0.79%) and $SDIP (-0.49%) are a small addition.
If you have any suggestions for changes, please let me know