Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (+0.31%) will be liquidated on the 16th and invested in $VWRL (-0.01%) invested.
$MSCI (+0.53%) was a gift via TR, but I will also sell it.
The $SPPW (-0.01%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (-0.73%) I've slipped up with the saveback conversion.
And $BVB (+0.45%) I only wanted one share because it's my club.
$QYLE (-1.14%) and $SDIP (+0.86%) are a small addition.
If you have any suggestions for changes, please let me know