Here is my small portfolio again.
I haven't changed everything yet, but I've already started.
$ISPA (+1.5%) will be liquidated on the 16th and invested in $VWRL (+1.93%) invested.
$MSCI (+2.91%) was a gift via TR, but I will also sell it.
The $SPPW (+1.93%) I'm saving something for my niece.
So that I can give her a nice handout in 13 years' time.
The savings rate will be increased every year.
$VOW (-0.35%) I've slipped up with the saveback conversion.
And $BVB (+1.6%) I only wanted one share because it's my club.
$QYLE (+0.06%) and $SDIP (+0.71%) are a small addition.
If you have any suggestions for changes, please let me know