5Mon·

New portfolio 🙌💸

Hello everyone! I am in my early 20s and have now decided to open a portfolio, naturally with a slightly smaller investment than some of the others here. I would like to build up a relatively stable portfolio that generates steady returns but doesn't involve too much risk. I have decided on the dip of $SOL (+0.49%) and $ETH (+2.74%) but I regret it a little because I have the feeling that the 25% weighting in crypto is too high. So my question is:

What do you think can be adjusted? Do you have any tips? If I reduce the crypto position, where should I reinvest? (Maybe I was thinking of $AMZN (+0.97%)
$GOOGL (+1.46%) or $MSFT (+1.22%) what do you guys think?)

If you have anything to say, let me know!

Best regards and thanks in advance!

8Positions

2.30%

6 Comments

MoneyIncinerator@DoppelSchlechtMinus

5Mon

This is a very focused and therefore highly risky portfolio. And the only alternative you can think of is more US tech. If you don't want a "boring" ETF strategy, you should definitely take a look at the basics of how to build a portfolio for "steady returns without too much risk". If you can't imagine the risks based on the last 2 years, just take a look at how your portfolio would have performed in 2022, for example...

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DerMartin@DerMartin

5Mon

In any case, the name is not the program here. Good luck with it 👍

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rapsacmoney@rapsacmoney

5Mon

@DerMartin nice how new people are treated in this topic, who are looking for help and tips from people like you. You seem to be a really likeable guy, Martin. too cool and rich to be human...😂

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DerMartin@DerMartin

5Mon

@dividend_hunter_1558 Sorry. That was meant to be a bit of fun. You call yourself a "dividend hunter" and have mostly dividend-free stocks in your portfolio. I really don't see where I have been "inhuman".

The first thing you should do is find a strategy for yourself and preferably formulate it in writing. Then you can really get going.

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rapsacmoney@rapsacmoney

5Mon

@DerMartin All right, it's an automatic name, still need to adjust it, but all good we are all human. Thanks for the tip, I've already done something similar, I think I'll switch to $ULVR and $MSFT (from crypto) for more stability, even if my portfolio is then heavily geared towards tech, but that's how it should be.

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VP@VPT

5Mon

I think the stock selection is great.
If I were you, I would still use a broad index such as $VWCE or $VWRL as the "core" if you still want distributions.

I would then keep the existing targets as satellites and expand them if it suits.

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