3Wk·

Update dividend long-term portfolio

We are currently trying to use the current fluctuations to build up our portfolio.

New purchase $QDVD (+0.28%) / $SPYW (+0.61%) / $QCOM (+0.33%) / $8001 (-0.37%) / $RICHTER (+0.16%) / $J36 (-1.97%)

As I would like to increase my portfolio to a total of 20 stocks, I am still looking for two companies that ideally pay dividends semi-annually / annually in April or June.

If any of you can think of good dividend payers, I would be very grateful for any tips.

ETFs are then saved with EUR 100 per month and all individual shares with EUR 50.

I wish everyone a good trading day.

11 Comments

3Wk

$BNS. I don't think you have any bank shares yet. Good dividend yields and, despite the difficult market environment, a fundamentally solid bank with long-term success.
In principle, however, I think a dividend strategy makes perfect sense. You should perhaps reconsider the selection of individual stocks not only according to the dividend yield, but also pay attention to the fundamental quality of the underlying shares. A dividend yield of 5% with a poor share price performance or a fundamentally difficult business area for the actual share itself is ultimately a loss if you have to cash in on these shares at some point.

From my point of view, better than dividend yield is: PERSONAL dividend yield. And that, in turn, consists of a fundamentally and qualitatively high-quality share with a secure long-term price gain and a solid personal dividend yield based on this as a percentage:
In other words, the personal percentage dividend yield that you currently receive , calculated on your original purchase price.
If this purchase price does not rise or, in the worst case, even falls: you actually make personal losses, but don't realize it, because the dividend yield on the *current* price can still be 5% (I hope I have expressed this clearly enough?).

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Basti1983@Basti1983

3Wk

@Gomerdoc Thank you very much for your detailed explanation. Very helpful and, above all, competent. 👍

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Harald@Madhatter5566

3Wk

Ufff. As a piece of advice: as soon as you start choosing your shares by dividend payment date, you should really think about the meaningfulness of dividends as an option for deinvesting. This is absolutely not a good criterion.

Dividends come and go. They can be useful for a company, especially because some shareholders are incredibly keen on them. But they are no different in effect to partial sales. If you have good companies that, for example, don't pay out dividends in April, but otherwise pay out their dividends every year due to growth, then you can simply carry out a partial sale in April. Absolutely nothing will change for you

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risk_taker_1816@risk_taker_1816

3Wk

Deutsche Telekom, if you live in Germany this withholding tax is exempt. $DTE

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Basti1983@Basti1983

3Wk

@risk_taker_1816 thanks, I have them on my radar now

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risk_taker_1816@risk_taker_1816

3Wk

@Basti1983 It's always worth getting in, since this month I have a savings plan for one share twice a month, to take advantage of price fluctuations

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Basti1983@Basti1983

3Wk

@risk_taker_1816 absolutely. I have already observed this and with DHL I also have another tax-exempt title as far as I know. I'm still waiting for a cheaper entry point with Telekom. Unfortunately, I missed it 1-2 months ago.

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risk_taker_1816@risk_taker_1816

3Wk

@Basti1983 I also missed the entry, as I am only now shifting my portfolio into growth, but dividends have to be included, even if it is only once a year. But if you have a savings plan, it doesn't really matter whether the price is high or low, as you can take the fluctuation of high and low with you

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Kurz@MrKurt89

3Wk

For a dividend portfolio, and even more so with such high dividend stocks, I recommend more than 20 positions or a thick base through an ETF! Nevertheless, I would like to make 3 suggestions that might suit you:
- J.P. Morgan Chase
- Rio Tinto PLC
- German Telekom

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Volker1979@Volker1979

3Wk

Moin, I would change AXA because of the French withholding tax! As an alternative (Talanx, Allianz or a reinsurer (Munich Re or Hanover Re))

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Basti1983@Basti1983

3Wk

@Volker1979 I've already considered that too, although I'm holding AXA for reasons of price so that I can buy full shares. But it's probably a headache for me. Good alternatives in any case. Thanks for that

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